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Find Reverse Mortgage Specialists Near You in Cleveland, TN

Compare reverse mortgage specialists in Cleveland. Review contact information and insurance categorys before you decide.

16 agents listed
Updated June 2026
Cleveland, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Tennessee before hiring.
Showing 16 reverse mortgage specialists in Cleveland, TN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1st Franklin Financial
865 Keith St NW, Cleveland, TN 37311
(423) 479-4138 1ffc.com
Home Mortgage Solutions LLC
31 Mouse Creek Rd NW, Cleveland, TN 37312
(423) 339-8086 hmsloan.com
SouthEast Bank
3475 Keith St NW, Cleveland, TN 37312
(423) 303-2820 southeastbank.com
Mariner Finance
300 Paul Huff Pkwy NW Suite 700, Cleveland, TN 37312
(423) 479-9615 locations.marinerfinance.com
iDirect Home Loans
555 Broad St NW, Cleveland, TN 37311
(423) 614-5626 idirecthomeloans.com
Crown Home Mortgage
201 1st St NW Suite 1, Cleveland, TN 37311
(423) 275-6050 clevelandtn.crownhm.com
Pathfinder Mortgage Group Inc
6300 N Lee Hwy, Cleveland, TN 37312
(888) 397-7644 pmgihomes.com
Superior Financial Services
163 Stuart Rd NE, Cleveland, TN 37312
(423) 473-1552 yoursuperiorfinance.com
HomeRate Mortgage
2850 Westside Dr NW Suite A2, Cleveland, TN 37312
(423) 805-9098 homeratemortgage.com
CMG Financial
4235 TL Rogers St NE, Cleveland, TN 37312
(423) 421-7900 cmgfi.com
Bank of Cleveland Home Loan Center
93 N Ocoee St, Cleveland, TN 37311
(423) 478-8444 bankofcleveland.com
Tracy Knocke
4235 TL Rogers St NE, Cleveland, TN 37312
(423) 616-0413 cmghomeloans.com
USA Mortgage, Inc.
4035 Keith St NW, Cleveland, TN 37312
(423) 478-3115 usamortgage.com
Cadence Mortgage
1520 Clingan Ridge Dr NW, Cleveland, TN 37312
(423) 479-5503 cadencebank.com
Covenant Mortgage LLC
2155 Keith St NW, Cleveland, TN 37311
(423) 559-8300
Mark Gravelle - Regions Mortgage Loan Officer
178 Paul Huff Pkwy NW, Cleveland, TN 37312
(423) 716-0371 regions.com

A reverse mortgage specialist in Cleveland Tennessee helps homeowners aged 62 and older convert home equity into cash without monthly payments. Tennessee law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Local specialists can guide you through this process and explain how Tennessee property tax rules may affect your loan.

What Does a Reverse Mortgage Specialist in Cleveland Cost?

Typical costs for a reverse mortgage specialist in Tennessee include an origination fee of up to 2 percent of the home value and a mortgage insurance premium of 2 percent of the appraised value. Closing costs often range from 2,000 to 5,000 dollars depending on the property. These fees can be financed into the loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What qualifications should a reverse mortgage specialist have in Cleveland Tennessee?
A qualified specialist should hold a valid Tennessee mortgage loan originator license and have experience with HUD-approved Home Equity Conversion Mortgages. They should also be familiar with Tennessee property tax deferral programs for seniors.
How does Tennessee law affect reverse mortgage proceeds?
Tennessee law does not tax reverse mortgage proceeds as income. However the loan balance must be repaid when the last borrower dies or permanently moves out. The home must remain your primary residence.

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