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Directory of reverse mortgage specialists in Cookeville, Tennessee. Verify credentials with the state mortgage licensing authority before hiring.
16 agents listed
Updated May 2026
Cookeville, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 16 reverse mortgage specialists in Cookeville, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
921 S Willow Ave Ste. E, Cookeville, TN 38501
9318541173
Union Home Mortgage
38 W Broad St, Cookeville, TN 38501
9314888861
Patty Seagrave - NMLS# 466336 | Seagrave Mortgage
530 W Jackson St, Cookeville, TN 38501
9315263374
Jeff Harrison - Success Mortgage Partners, Inc.
116 Locust Ave, Cookeville, TN 38501
9313788612
Marc Anglin, NEXA Mortgage LLC, NMLS# 2104561
339 Cora Rd, Cookeville, TN 38501
9166777645
Seagrave Mortgage
530 W Jackson St, Cookeville, TN 38501
9315263374
Clint Porter - Success Mortgage
117 S Jefferson Ave, Cookeville, TN 38501
8653352651
FirstBank Mortgage
749 S Willow Ave, Cookeville, TN 38501
8002006462
Mortgage Investors Group
116 Locust Ave Suite C, Cookeville, TN 38501
9315269496
Brandon Parrish, FirstBank Mortgage, NMLS# 869942
749 S Willow Ave, Cookeville, TN 38501
9313496384
Jeff Tramel, Mortgage broker
130 Allison Way, Cookeville, TN 38501
6157850011
Impact Mortgage, LLC
20 W Broad St, Cookeville, TN 38501
9317542288
Guaranty Mortgage Services LLC - Arthur Beck
710 S Jefferson Ave, Cookeville, TN 38501
9315105074
Guaranty Mortgage Services
312 E Broad St, Cookeville, TN 38501
9315269942
Farm Credit Mid-America
1285 S Walnut Ave, Cookeville, TN 38501
9315266136
Guaranty Mortgage Services, LLC
710 S Jefferson Ave, Cookeville, TN 38501
8449351220
A reverse mortgage specialist in Cookeville Tennessee helps seniors convert home equity into cash without selling their home. Tennessee law requires borrowers to complete HUD-approved counseling before obtaining a reverse mortgage. Specialists guide homeowners through the process including eligibility requirements and repayment options specific to Tennessee.
What Does a Reverse Mortgage Specialist in Cookeville Cost?
Typical costs for a reverse mortgage in Tennessee include an origination fee of up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third-party fees such as appraisal and title search totaling 500 to 1500 dollars. Total closing costs often range from 3000 to 8000 dollars depending on loan size and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Cookeville Tennessee?
Borrowers must be at least 62 years old. The home must be the primary residence and the borrower must own the home outright or have a low mortgage balance that can be paid off with loan proceeds.
Do I have to pay back a reverse mortgage in Tennessee?
Yes the loan becomes due when the last borrower moves out sells the home or passes away. Tennessee law gives heirs 30 days to decide whether to pay off the loan or sell the property.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.