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Reverse Mortgage Specialists in Virginia Beach, VA
Directory of reverse mortgage specialists in Virginia Beach, Virginia. Verify credentials with the state state mortgage licensing authority before hiring.
20 agents listed
Updated June 2026
Virginia Beach, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 20 reverse mortgage specialists in Virginia Beach, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tidewater Mortgage Services, Inc. NMLS #: 71158
200 Golden Oak Ct Suite 100, Virginia Beach, VA 23452
What Does a Reverse Mortgage Specialist in Virginia Beach Cost?
Reverse mortgage costs in Virginia typically include an origination fee up to 2 percent of the home value a mortgage insurance premium of 2 percent upfront plus 0.5 percent annually and third-party fees for appraisal title and recording. Total closing costs often range from 3000 to 8000 depending on the home value and lender. These costs can be financed into the loan. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Virginia Beach?
You must be at least 62 years old to qualify for a reverse mortgage in Virginia. All borrowers listed on the title must meet this age requirement. The home must be your primary residence.
Is reverse mortgage counseling required in Virginia?
Yes Virginia law requires all borrowers to attend a counseling session with a HUD-approved counselor before applying. This session covers costs alternatives and obligations. The counselor must be independent from the lender.
What types of homes qualify for a reverse mortgage in Virginia Beach?
Eligible properties include single-family homes HUD-approved condominiums and townhouses. Manufactured homes may qualify if they meet FHA standards. The home must be in good condition and pass a FHA appraisal.
Reverse Mortgage Specialists in Other Virginia Cities
Get matched with agents in Virginia Beach who handle your type of case.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Virginia.