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Browse reverse mortgage specialists serving Williamsburg, Virginia. Contact information and addresses listed below.
14 agents listed
Updated May 2026
Williamsburg, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 14 reverse mortgage specialists in Williamsburg, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ryan Lawrence – Loan Officer | Team Lawrence at Towne Mortgage
5208 Monticello Ave, Williamsburg, VA 23188
7574784720
Merit Mortgage Group LLC
1 Prestwick, Williamsburg, VA 23188
7577550206
Gail Burns Loan Officer with OVM with AnnieMac Mortgage
5388 Discovery Park Blvd STE 250, Williamsburg, VA 23188
7578699596
Stephanie Armistead, Movement Mortgage
4804 Courthouse St Ste 4B, Williamsburg, VA 23188
7573316018
Kevin Onizuk,
211 Bulifants Blvd STE E, Williamsburg, VA 23188
7576450196
Keith Freeland
4804 Courthouse St Ste 4B, Williamsburg, VA 23188
8043810856
Sylvia Hazelwood
4071 Ironbound Rd, Williamsburg, VA 23188
7576037459
NVR Mortgage Finance Inc
5400 Discovery Park Blvd, Williamsburg, VA 23188
7575654333
ALCOVA Mortgage | Williamsburg, VA
211 Bulifants Blvd STE E, Williamsburg, VA 23188
7576450196
David Elshanti - Movement Mortgage
4804 Courthouse St, Williamsburg, VA 23188
7579123364
C&F Mortgage Corp
4780 Longhill Rd, Williamsburg, VA 23188
7579413707
Prosperity Home Mortgage LLC - Bradley Stevenson - NMLS 293018
5234 Monticello Ave, Williamsburg, VA 23188
7576088666
Finance of America Mortgage LLC
123 Bulifants Blvd Suite #5, Williamsburg, VA 23188
7573450671
OVM with AnnieMac Home Mortgage
5388 Discovery Park Blvd STE 250, Williamsburg, VA 23188
7574192083
Reverse mortgage specialists in Williamsburg Virginia help older homeowners access home equity without monthly payments. Virginia law requires borrowers to complete HUD-approved counseling before obtaining a reverse mortgage. Specialists in Williamsburg guide clients through the process and explain how local property values and tax rules affect eligibility.
What Does a Reverse Mortgage Specialist in Williamsburg Cost?
In Virginia a reverse mortgage specialist typically charges an origination fee of up to 2 percent of the home value or a maximum of 6000 dollars. Other costs include a mortgage insurance premium of 2 percent of the home value and third-party fees for appraisal title and recording which can range from 1000 to 3000 dollars. These costs can be financed into the loan. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications must a reverse mortgage specialist have in Virginia?
In Virginia a reverse mortgage specialist must hold a valid mortgage lender license from the Virginia State Corporation Commission. They should also have experience with HECM loans and understand Virginia property tax deferral programs for seniors.
Are there specific Virginia laws that affect reverse mortgages?
Yes Virginia Code Section 6.2-1700 requires all reverse mortgage lenders to be licensed. Borrowers must also complete a counseling session with a HUD-approved agency. Virginia does not allow lenders to require the purchase of other financial products with a reverse mortgage.
How does a reverse mortgage work for Williamsburg homeowners?
A reverse mortgage allows Williamsburg homeowners aged 62 or older to convert part of their home equity into cash. The loan is repaid when the homeowner sells the home moves out permanently or passes away. The borrower must continue to pay property taxes and homeowners insurance.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.