ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare Reverse Mortgage Specialists in Woodbridge, VA
Directory of reverse mortgage specialists in Woodbridge, Virginia. Verify credentials with the state state mortgage licensing authority before hiring.
11 agents listed
Updated June 2026
Woodbridge, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 11 reverse mortgage specialists in Woodbridge, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A reverse mortgage specialist in Woodbridge Virginia helps homeowners aged 62 and older convert home equity into tax-free funds. Virginia law requires all borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage. Specialists in Woodbridge guide clients through the process including property eligibility and repayment terms under state regulations.
What Does a Reverse Mortgage Specialist in Woodbridge Cost?
Typical costs for a reverse mortgage in Virginia include an origination fee up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third-party costs like appraisal and title search. For a $400000 home these fees might total $10000 to $15000. Costs vary by lender loan type and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Woodbridge Virginia?
You must be at least 62 years old to qualify for a reverse mortgage in Virginia. All borrowers listed on the title must meet this age requirement. The specialist will verify age during the initial consultation.
Do I need counseling before getting a reverse mortgage in Virginia?
Yes Virginia law requires all borrowers to complete a counseling session with a HUD-approved counselor before applying. This session covers loan terms costs and alternatives. The specialist can provide a list of approved counselors in the Woodbridge area.
What property types qualify for a reverse mortgage in Woodbridge Virginia?
Qualifying properties include single-family homes FHA-approved condominiums and townhouses. Manufactured homes may qualify if they meet HUD standards. The property must be your primary residence in Woodbridge Virginia.
Reverse Mortgage Specialists in Other Virginia Cities
Get matched with agents in Woodbridge who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Virginia.