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Looking for a va loan specialist in Chelsea? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Chelsea, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 3 va loan specialists in Chelsea, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Avadian Credit Union
15660 US-280, Chelsea, AL 35043
2056787797
Kristy Redford
48 Chesser Crane Rd, Chelsea, AL 35043
2052664092
MortgageBanc- Chelsea
1801 Co Rd 39, Chelsea, AL 35043
2059864220
A VA loan specialist in Chelsea, Alabama can help veterans and active duty service members secure home financing with favorable terms. Alabama law provides certain property tax exemptions for disabled veterans, which a specialist can help you understand. Local specialists are familiar with the Chelsea real estate market and can guide you through the VA loan process from pre approval to closing.
What Does a VA Loan Specialist in Chelsea Cost?
Typical costs for a VA loan specialist in Alabama include an origination fee of up to 1 percent of the loan amount. Other costs may include appraisal fees around 500 to 700 dollars and title fees of 800 to 1,200 dollars. The VA funding fee for first time use is 2.15 percent of the loan amount for regular military and 2.4 percent for reserves or National Guard. Costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan and who qualifies in Chelsea Alabama?
A VA loan is a mortgage guaranteed by the U.S. Department of Veterans Affairs. It is available to veterans, active duty service members, and certain surviving spouses. In Alabama you must have a valid Certificate of Eligibility to apply.
Are there Alabama specific rules for VA loans in Chelsea?
Yes, Alabama has a state specific funding fee exemption for veterans receiving VA disability compensation. Also, Alabama law does not require a state income tax on military retirement pay, which can affect your loan application. A local specialist can explain these details.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.