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Find VA Loan Specialists in Owensboro, KY

Looking for a va loan specialist in Owensboro? Review the directory below to compare your options.

18 agents listed
Updated June 2026
Owensboro, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Kentucky before hiring.
Showing 18 va loan specialists in Owensboro, KY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
U.S. Bank-Mortgage Loan Officer-Michelle Brown
2701 New Hartford Rd, Owensboro, KY 42303
(270) 689-7651 mortgage.usbank.com
Ruoff Mortgage - Owensboro
234 Frederica St Suite 103, Owensboro, KY 42301
(270) 240-2828 ruoff.com
Cassie Johnson with Yes Mortgage/Lower
2645 Frederica St Suite 201, Owensboro, KY 42301
(270) 302-3802 blinq-me.com
Elite Mortgage
3943 KY-54, Owensboro, KY 42303
(270) 570-2237 elitemortgagerates.com
Aaron Strawn - Liberty Federal Credit Union
2925 Wimsatt Ct E, Owensboro, KY 42303
(270) 860-7679 libertyfcu.org
Liberty FCU Mortgage | Owensboro
2925 Wimsatt Ct E, Owensboro, KY 42303
(800) 685-2085 libertyfcu.org
Honor Home Loans
111 E 3rd St Ste 102, Owensboro, KY 42303
(270) 316-1418 newamericanfunding.com
U.S. Bank-Mortgage Loan Officer-Elizabeth Frank
U.S. Bank Area Served, Owensboro, KY 42303
(270) 691-3791 mortgage.usbank.com
U.S. Bank-Mortgage Loan Officer-Michael Mayland
U.S. Bank Area Served, Owensboro, KY 42303
(270) 691-3434 mortgage.usbank.com
Vizion Mortgage LLC
3032 Alvey Park Dr W Ste 600, Owensboro, KY 42303
(270) 228-2000 vizionmortgage.com
U.S. Bank-Mortgage Loan Officer-Nancy Short
U.S. Bank area served, Owensboro, KY 42303
(913) 725-7304 mortgage.usbank.com
U.S. Bank: Cameron Moore
3151 Highland Pointe Dr, Owensboro, KY 42303
(270) 691-3896 mortgage.usbank.com
U.S. Bank-Mortgage Loan Officer-Michael Erdel
U.S. Bank Area Served, Owensboro, KY 42303
(270) 691-3451 mortgage.usbank.com
U.S. Bank-Paul Bosoi-Mortgage Loan Officer
U.S. Bank Area Served, Owensboro, KY 42303
(270) 691-3530 mortgage.usbank.com
U.S. Bank-Mortgage Loan Officer-Logan Stovall
U.S. Bank area served, Owensboro, KY 42303
(270) 691-3878 mortgage.usbank.com
U.S. Bank: Mitchell Jones
3151 Highland Pointe Dr, Owensboro, KY 42303
(270) 691-3704 mortgage.usbank.com
Neighbors Mortgage LLC
3101 Alvey Park Dr E, Owensboro, KY 42303
(270) 686-7676 neighborsmtg.com
U.S. Bank-Chad Pierce-Mortgage Loan Officer
2701 New Hartford Rd, Owensboro, KY 42303
(270) 691-3900 mortgage.usbank.com

VA loan specialists in Owensboro help eligible veterans and active duty service members secure home loans with favorable terms. Kentucky law offers additional property tax exemptions for disabled veterans, which a local specialist can explain. These professionals guide borrowers through the VA funding fee, certificate of eligibility, and local appraisal requirements in Daviess County.

What Does a VA Loan Specialist in Owensboro Cost?

Most VA loan specialists in Kentucky charge no direct fee to the borrower because they are paid by the lender at closing. However, some independent consultants may charge a flat fee between 300 and 800 dollars for comprehensive guidance. Additional costs include the VA funding fee, which ranges from 0.5 to 3.3 percent of the loan amount depending on your down payment and service history. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist in Owensboro do?
A VA loan specialist helps veterans understand their home loan benefits and guides them through the application process. They assist with gathering required documents, explaining the funding fee, and connecting borrowers with local lenders who understand Kentucky real estate laws.
Do I need a VA loan specialist to get a VA loan in Kentucky?
No, you do not need a specialist to get a VA loan. However, a specialist can help you avoid common mistakes and ensure you meet all Kentucky specific requirements, such as property tax exemption filings and local appraisal standards.
What are the Kentucky specific benefits for VA loan borrowers?
Kentucky offers a property tax exemption for veterans who are 100 percent disabled due to service. A VA loan specialist can help you apply for this exemption through the local county property valuation administrator. Kentucky also has no state income tax on military retirement pay.

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