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Find VA Loan Specialists in Richmond, KY

Looking for a va loan specialist in Richmond? Review the directory below to compare your options.

13 agents listed
Updated June 2026
Richmond, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Kentucky before hiring.
Showing 13 va loan specialists in Richmond, KY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Benchmark Mortgage, Susan Hatfield
119 S Collins St, Richmond, KY 40475
(859) 977-5236 richmondky.benchmark.us
Kyle Best Loan Officer - Revolution Mortgage
244 S 2nd St, Richmond, KY 40475
(859) 325-1917 kybestloans.com
Mariner Finance
2073 Lantern Ridge Dr Ste 200, Richmond, KY 40475
(859) 625-0770 locations.marinerfinance.com
World Finance
312 Jason Dr STE 11, Richmond, KY 40475
(859) 623-2887 loansbyworld.com
OneMain Financial
843 Eastern Bypass B, Richmond, KY 40475
(859) 623-5924 onemainfinancial.com
Stockton Mortgage | Richmond, KY
519 Hampton Way No.9, Richmond, KY 40475
(859) 353-0935
Fairway Independent Mortgage Corporation
230 Geri Ln B, Richmond, KY 40475
(859) 475-1323 fairwayindependentmc.com
U.S. Bank-Mortgage Loan Officer-David Gannon
200 E Main St, Richmond, KY 40475
(859) 624-1678 mortgage.usbank.com
U.S. Bank: Derek R. Shaffer
200 E Main St, Richmond, KY 40475
(859) 624-4934 mortgage.usbank.com
Central Kentucky Ag Credit
1000 Ival James Blvd, Richmond, KY 40475
(859) 623-1624 agcreditonline.com
Revolution Mortgage
244 S 2nd St, Richmond, KY 40475
(859) 364-0002 revolutionmortgage.com
Sarah Bird-U.S. Bank Mortgage
200 E Main St, Richmond, KY 40475
(859) 655-1440 mortgage.usbank.com
US Bank Mortgage
200 E Main St, Richmond, KY 40475
(800) 872-2657 usbank.com

VA loan specialists in Richmond Kentucky help veterans and active duty service members secure home financing with no down payment. Kentucky law requires all mortgage loan originators to be licensed through the Kentucky Department of Financial Institutions. Local specialists understand the Richmond housing market and can guide you through the VA funding fee and certificate of eligibility process.

What Does a VA Loan Specialist in Richmond Cost?

VA loan specialist fees in Kentucky typically range from 1 to 3 percent of the loan amount. Some specialists charge a flat fee between 500 and 1500 dollars. Closing costs in Richmond average 3000 to 6000 dollars but can vary based on the loan size and property type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist in Richmond do?
A VA loan specialist helps veterans complete the loan application and gather required documents like the Certificate of Eligibility. They also explain Kentucky specific property requirements and coordinate with local appraisers and title companies.
Do I need a Kentucky license for VA loan help?
Yes. In Kentucky all mortgage loan originators must hold a valid license from the Kentucky Department of Financial Institutions. You can verify a specialist license online through the Nationwide Multistate Licensing System.

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