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Directory of va loan specialists in Adrian, Michigan. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Adrian, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 5 va loan specialists in Adrian, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
1422 S Main St, Adrian, MI 49221
5172652111
The Mortgage Team
3136 N Adrian Hwy suite c, Adrian, MI 49221
5172667651
Adrian VA Clinic
770 Riverside Ave Suite 104, Adrian, MI 49221
7342227160
Martha Koepfle: Mortgage Consultant, NMLS# 138202
3136 N Adrian Hwy, Adrian, MI 49221
5179024744
Mortgage 1 Adrian
245 N Winter St, Adrian, MI 49221
5172631700
A VA loan specialist in Adrian Michigan helps eligible veterans, active duty service members, and surviving spouses obtain home financing with no down payment. Michigan law requires lenders to provide a disclosure of the total loan costs within three business days of application. Adrian veterans can use their VA benefit to purchase homes in Lenawee County with competitive interest rates and no private mortgage insurance.
What Does a VA Loan Specialist in Adrian Cost?
VA loan specialist fees in Michigan typically range from 1 to 3 percent of the loan amount, though some specialists charge a flat fee of 500 to 1500 dollars. The VA funding fee for first time use is 2.15 percent of the loan amount for regular military, waived for disabled veterans. Michigan also charges a mortgage recording tax of 0.55 per 100 dollars of the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Adrian?
A VA loan specialist is a mortgage professional who guides veterans through the VA home loan process. They help with certificate of eligibility, property requirements, and closing procedures specific to Michigan.
Do I need a VA loan specialist in Adrian?
Yes, working with a specialist ensures you understand Michigan specific rules like property tax exemptions for disabled veterans. They also help you avoid common pitfalls with VA appraisals and funding fees.
How long does a VA loan take in Adrian Michigan?
A typical VA loan in Adrian takes 30 to 45 days from application to closing. Michigan law allows for a 10 day right of rescission on refinances, which can add time.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.