Find VA Loan Specialists in Franklin Square, NY
Directory of va loan specialists in Franklin Square, New York. Verify credentials with the state state mortgage licensing authority before hiring.
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State Mortgage Licensing Authority of New York before hiring.
Showing 5 va loan specialists in Franklin Square, NY
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A VA loan specialist in Franklin Square, New York helps veterans and active duty service members navigate the home loan process. New York law requires lenders to provide a standard disclosure form for all mortgage applications, including VA loans. Local specialists can guide you through the specific property tax exemptions available to veterans in Nassau County.
What Does a VA Loan Specialist in Franklin Square Cost?
Typical costs for VA loan specialist services in New York include a 1% to 2% origination fee of the loan amount, plus third-party fees for appraisal, credit report, and title search. For a $500,000 loan, origination fees may range from $5,000 to $10,000. Some specialists charge a flat fee of $1,500 to $3,000. Costs vary by lender and loan complexity. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Franklin Square?
A VA loan specialist is a mortgage professional who focuses on loans backed by the U.S. Department of Veterans Affairs. They help veterans understand eligibility, gather required documents, and complete the loan application. In New York, they also assist with state-specific requirements like the Certificate of Eligibility.
What are the VA loan limits for Franklin Square in 2025?
For 2025, VA loan limits in Nassau County, including Franklin Square, are $1,209,750 for a single-family home. This limit applies to veterans with full entitlement. Those with remaining entitlement may have lower limits based on their specific situation.
Can I use a VA loan for a condo in Franklin Square?
Yes, but the condo complex must be on the VA approved list. In New York, the condo must also meet local zoning and building codes. Your specialist can verify the property eligibility before you make an offer.