VA Loan Specialists in Plainview, NY
Browse va loan specialists serving Plainview, New York. Contact information and addresses listed below.
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State Mortgage Licensing Authority of New York before hiring.
Showing 8 va loan specialists in Plainview, NY
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VA loan specialists in Plainview, New York help veterans and active duty service members navigate the home buying process. They assist with Certificate of Eligibility requirements and local property appraisal standards. New York law provides additional protections for military borrowers under the New York Soldiers and Sailors Civil Relief Act.
What Does a VA Loan Specialist in Plainview Cost?
VA loan specialists in Plainview typically charge a flat fee between 500 and 1,500 dollars for their services, or a percentage of the loan amount around 0.5% to 1.0%. The VA funding fee ranges from 1.4% to 3.6% of the loan amount depending on your down payment and service category. New York mortgage recording taxes add 1.05% to 1.3% of the loan amount. Costs vary by case and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in Plainview do?
A VA loan specialist guides you through the VA home loan process from pre-approval to closing. They help with required documents like the Certificate of Eligibility and coordinate with local lenders. They also ensure the property meets VA minimum property requirements for New York.
What are the VA loan eligibility requirements in New York?
You must have served 90 consecutive days on active duty during wartime or 181 days during peacetime. National Guard and Reserve members need six years of service. New York does not impose additional state-level eligibility rules beyond federal VA standards.
Are there New York specific fees for VA loans?
New York charges a mortgage recording tax on VA loans, typically around 1.05% to 1.3% of the loan amount. This is paid at closing and is not part of the VA funding fee. Some counties in New York also have additional transfer taxes.