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Find VA Loan Specialists Near You in Spencerport, NY
Looking for a va loan specialist in Spencerport? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Spencerport, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 va loan specialists in Spencerport, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Joseph Proia
129 S Union St, Spencerport, NY 14559
5856174981
CMG Home Loans
129 S Union St Suite A, Spencerport, NY 14559
5856174981
A VA loan specialist in Spencerport New York can help eligible veterans and active duty service members secure financing for a home. New York law provides specific property tax exemptions for veterans that can be combined with VA loans. Local specialists understand the Spencerport real estate market and can guide you through New York specific appraisal and escrow processes.
What Does a VA Loan Specialist in Spencerport Cost?
Typical costs for a VA loan specialist in New York include an origination fee of 1 to 2 percent of the loan amount, plus third party fees for appraisal and credit report. The VA funding fee ranges from 1.4 to 3.6 percent of the loan amount depending on down payment and service category. Some specialists charge a flat fee between 500 and 1500 dollars for consultation. Costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in Spencerport do?
A VA loan specialist helps veterans understand eligibility, gather required documents like the Certificate of Eligibility, and navigate the loan process. They also explain New York specific rules such as the state property tax exemption for veterans.
Do I need a New York specific VA loan specialist?
Yes, because New York has unique laws regarding VA loan funding fees, property tax exemptions, and closing procedures. A local specialist knows the Spencerport market and can coordinate with New York licensed appraisers and title companies.
What documents do I need for a VA loan in Spencerport New York?
You need your Certificate of Eligibility, proof of service, income documents, and credit history. New York may also require a property survey or lead-based paint disclosure for homes built before 1978.
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Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.