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Find VA Loan Specialists Near You in Fredericksburg, VA

Looking for a va loan specialist in Fredericksburg? Review the directory below to compare your options.

20 agents listed
Updated June 2026
Fredericksburg, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 20 va loan specialists in Fredericksburg, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
2217 Plank Rd, Fredericksburg, VA 22401
(540) 322-4070 locations.marinerfinance.com
The Hine & Taylor Mortgage Team- Scott Hine and Jordan Taylor at Fairway Independent Mortgage Corp.
3006 Lafayette Blvd, Fredericksburg, VA 22408
(540) 858-5626 fairway.com
Nick Bohn, Movement Mortgage
107 William St, Fredericksburg, VA 22401
(540) 907-5627 nickcanhelp.com
Embrace Home Loans - Fredericksburg, VA
1671 Emancipation Hwy #205, Fredericksburg, VA 22401
(800) 333-3004 embracehomeloans.com
Mac Church - Atlantic Coast Mortgage
923 Maple Grove Dr Ste 205, Fredericksburg, VA 22407
(540) 455-3898 atlanticcoastmortgage.com
Chad Hallett, Movement Mortgage
510 Princess Anne St Suite 201, Fredericksburg, VA 22401
(716) 720-0698 lo.movement.com
Lisa Nichols - Atlantic Coast Mortgage
923 Maple Grove Dr Ste 205, Fredericksburg, VA 22407
(571) 366-4545 atlanticcoastmortgage.com
Union Home Mortgage - Fredericksburg
606 William St, Fredericksburg, VA 22401
(540) 842-1484 uhm.com
Atlantic Coast Mortgage - Fredericksburg
923 Maple Grove Dr Ste 205, Fredericksburg, VA 22407
(571) 366-4533 atlanticcoastmortgage.com
Nationwide Mortgage Bankers NMLS#819382
2050 Gordon W. Shelton Blvd Suite 101, Fredericksburg, VA 22401
(540) 373-9800 nmbnow.com
Heather Frye | The Frye Lending Team
611 Caroline St, Fredericksburg, VA 22401
(540) 923-2891 newamericanfunding.com
Adam Stempin, Mortgage Broker
2093 Emancipation Hwy, Fredericksburg, VA 22401
(540) 272-5927 adamstempinmortgage.com
C&F Mortgage Corp
1320 Central Park Blvd STE 201, Fredericksburg, VA 22401
(540) 548-8855 cfmortgagecorp.com
Dena Cooke
611 Caroline St, Fredericksburg, VA 22401
(540) 446-3369 newamericanfunding.com
Affordable Home Loans
5201 E Philippi Pl #9349, Fredericksburg, VA 22407
(540) 424-5700
America's Choice Mortgage Company
156 Storck Rd, Fredericksburg, VA 22406
(540) 720-2916 americaschoicemortgage.com
David Walczak
325 Jefferson Davis Hwy, Fredericksburg, VA 22401
(540) 847-5802 movement.com
Brian Brooks mortgage banker
10008 Southpoint Pkwy #101, Fredericksburg, VA 22407
(540) 845-0864 brianbrooksmortgagebanker.com
ALCOVA Mortgage | Fredericksburg, VA
4530 Plank Rd #100, Fredericksburg, VA 22407
(540) 656-2869 alcova.com
Philip King - Ameris Bank Mortgage
520 William St Suite F, Fredericksburg, VA 22401
(540) 785-3333 bankers.amerisbank.com

VA loan specialists in Fredericksburg help veterans active duty service members and eligible surviving spouses secure home financing with zero down payment. Virginia law requires all mortgage loan originators to be licensed through the Virginia State Corporation Commission. Local specialists understand the Fredericksburg real estate market including areas near Marine Corps Base Quantico and Fort Belvoir.

What Does a VA Loan Specialist in Fredericksburg Cost?

Typical costs for a VA loan in Virginia include a one-time VA funding fee ranging from 1.25 percent to 3.3 percent of the loan amount depending on your service category and down payment. Other costs include appraisal fees around 500 to 700 dollars and lender origination fees which vary. Virginia law limits certain closing costs but does not cap lender fees. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Fredericksburg?
A VA loan specialist is a licensed mortgage professional who guides borrowers through the VA home loan process. They help with Certificate of Eligibility requirements property appraisals and closing procedures specific to Virginia.
Who qualifies for a VA loan in Virginia?
Eligible borrowers include veterans active duty service members National Guard and Reserve members and certain surviving spouses. Virginia also offers property tax exemptions for disabled veterans under Virginia Code Section 58.1-3219.
What are the steps to get a VA loan in Fredericksburg?
First obtain your Certificate of Eligibility from the VA. Then find a licensed VA loan specialist who can pre-approve you. Finally submit an offer on a home and complete the VA appraisal and closing process.

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