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Find VA Loan Specialists Near You in Gainesville, VA

Directory of va loan specialists in Gainesville, Virginia. Verify credentials with the state state mortgage licensing authority before hiring.

20 agents listed
Updated June 2026
Gainesville, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 20 va loan specialists in Gainesville, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
7001 Heritage Village Plaza Suite 250, Gainesville, VA 20155
(571) 261-3462 fairwayva.com
Atlantic Coast Mortgage - Haymarket
14535 John Marshall Hwy Suite 112, Gainesville, VA 20155
(571) 366-4536 atlanticcoastmortgage.com
Tricia Goodwin
5615 Wellington Rd, Gainesville, VA 20155
(703) 785-1017 cmghomeloans.com
Integrity First Home Loans LLC - Justin Hamacher NMLS# 1972211
14350 Ladderbacked Dr, Gainesville, VA 20155
(571) 261-6165 integrityfirsthomeloans.com
Melissa Landon
5615 Wellington Rd Units 113 & 115, Gainesville, VA 20155
(703) 868-8983 cmghomeloans.com
Jim Podratsky - Atlantic Coast Mortgage
14535 John Marshall Hwy Suite 112, Gainesville, VA 20155
(703) 622-6702 atlanticcoastmortgage.com
Brandi Mckeown - Fairway Home Mortgage
7001 Heritage Village Plaza Suite 250, Gainesville, VA 20155
(714) 906-0050 fairway.com
Kristina Walsh
7500 Iron Bar Ln Unit 207, Gainesville, VA 20155
(571) 285-8318 atlanticcoastmortgage.com
Neil Kress, Fairway Independent Mortgage Company
7001 Heritage Village Plaza Suite 250, Gainesville, VA 20155
(240) 353-2471 fairway.com
David Black at Rate (NMLS #453677)
14091 Dave's Store Ln Suite 101, Gainesville, VA 20155
(703) 382-1935 rate.com
Atlantic Coast Mortgage - Gainesville
7500 Iron Bar Ln Unit 207, Gainesville, VA 20155
(703) 640-3304 atlanticcoastmortgage.com
Kristina Walsh
7500 Iron Bar Ln Unit 207, Gainesville, VA 20155
(571) 285-8318 mortgagesbykristina.com
Billy Saylor I NVR Mortgage Senior Loan Officer
7001 Heritage Village Plaza Suite 250, Gainesville, VA 20155
(571) 330-5884
Rate
14091 Dave's Store Ln Suite 101, Gainesville, VA 20155
(703) 382-1935 rate.com
Brian Murphy - Atlantic Coast Mortgage
14535 John Marshall Hwy Suite 112, Gainesville, VA 20155
(571) 234-5744 atlanticcoastmortgage.com
David L Koonce | Fairway Independent Mortgage Corporation Loan Officer
7001 Heritage Village Plaza Suites 250, 255 & 260, Gainesville, VA 20155
(301) 332-3234 kooncemortgageteam.com
Charlene Finnegan
7001 Heritage Village Plaza Suite 250, Gainesville, VA 20155
(571) 551-8562 loansbycharlene.com
Susan Apostolico
5615 Wellington Rd, Gainesville, VA 20155
(703) 621-1357 cmghomeloans.com
Sabrina Bixler Lang | Fairway Independent Mortgage Corporation Loan Officer
7001 Heritage Village Plaza Suites 250, 255 & 260, Gainesville, VA 20155
(703) 489-4648 myfairwaymortgage.com
Premier Lending Group, LLC.
7798 Virginia Oaks Dr, Gainesville, VA 20155
(703) 378-4540 premierlendingusa.com

VA loan specialists in Gainesville, Virginia help veterans, active duty service members, and eligible surviving spouses secure home financing with no down payment. Virginia law provides additional property tax exemptions for disabled veterans and surviving spouses. These specialists guide clients through the unique requirements of VA loans, including the Certificate of Eligibility and the VA appraisal process.

What Does a VA Loan Specialist in Gainesville Cost?

Typical costs for a VA loan specialist in Virginia include an origination fee of up to 1% of the loan amount and third-party fees for appraisal, credit report, and title services. The VA funding fee ranges from 1.25% to 3.3% of the loan amount depending on the borrower category and down payment. Costs vary by lender and loan size. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Gainesville Virginia?
A VA loan specialist is a mortgage professional who focuses on VA-guaranteed home loans. They help borrowers understand eligibility, gather required documents, and navigate the loan process from application to closing.
Are there Virginia-specific benefits for VA loan borrowers?
Yes, Virginia offers a property tax exemption for veterans with a 100% service-connected disability and for surviving spouses of certain veterans. Additionally, Virginia does not impose a state income tax on military retirement pay.
How do I choose a VA loan specialist in Gainesville?
Look for a specialist with experience in VA loans and knowledge of the local real estate market in Prince William County. Check their reviews and ask about their familiarity with the VA appraisal process and funding fee rules.

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