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Compare fha loan specialists in Daphne. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Daphne, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 4 fha loan specialists in Daphne, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Local Bank Mortgage-South Alabama
1710 Main St, Daphne, AL 36526
2513018518
Stonebridge First Financial Group
7101 Stone Dr, Daphne, AL 36526
2512634006
Patrick Croft
1710 Main St, Daphne, AL 36526
2517211117
First Federal Mortgage
1300 Main St Suite A, Daphne, AL 36526
2519305832
An FHA loan specialist in Daphne Alabama can help you navigate the process of securing a government-backed mortgage. Alabama law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Working with a local specialist ensures you understand specific property requirements for Baldwin County homes.
What Does a FHA Loan Specialist in Daphne Cost?
Typical costs for an FHA loan specialist in Alabama include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium ranging from 0.45 to 1.05 percent. Lender origination fees usually range from 0.5 to 1.5 percent of the loan amount. Third-party costs such as appraisal and credit report fees add $400 to $700. These costs vary by lender and your specific financial situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Daphne do?
An FHA loan specialist guides you through the FHA loan application process. They help you check your eligibility, gather required documents, and submit your application to an approved lender. They also explain Alabama-specific rules like property flood zone requirements in coastal areas.
What are the FHA loan limits for Daphne Alabama?
For 2024 the FHA loan limit for a single-family home in Baldwin County is $498,257. This limit applies to most areas in Daphne. Higher limits may apply for multi-unit properties.
How do I choose an FHA loan specialist in Daphne?
Look for a specialist who is licensed in Alabama and has experience with FHA loans. Check their standing with the Alabama Banking Department. Ask about their familiarity with local appraisers and property types common in Daphne.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.