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Compare fha loan specialists in Foley. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Foley, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 9 fha loan specialists in Foley, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Sharon Thompson Team - Fairway Independent Mortgage Corp.
8154 AL-59 Suite 207, Foley, AL 36535
2512985304
Tower Loan
916 N McKenzie St, Foley, AL 36535
2519431760
Regional Finance
1123 N McKenzie St, Foley, AL 36535
2519521100
Credit Central
1155 N McKenzie St, Foley, AL 36535
2519436730
Republic Finance
2652 S McKenzie St, Foley, AL 36535
2519707111
Barr Group Mortgage, Vicky Pitts
21040 Miflin Rd Executive Suite 4, Foley, AL 36535
2512333358
Weber Mortgage | Brian Lehmann
307 S McKenzie St #114, Foley, AL 36535
2516160005
TJH Mortgage Brokers, LLC
307 S McKenzie St #208, Foley, AL 36535
2516093770
Fountain Home Loans LLC
8154 AL-59 Ste 213, Foley, AL 36535
2512200506
An FHA loan specialist in Foley Alabama can help you navigate the Federal Housing Administration loan process. These loans are popular in Baldwin County due to lower down payment requirements and flexible credit guidelines. Alabama law does not impose additional state specific FHA rules but local property tax and insurance costs in Foley can affect your loan amount.
What Does a FHA Loan Specialist in Foley Cost?
Typical costs for an FHA loan in Alabama include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual MIP of 0.55% to 0.85% depending on loan term and down payment. Closing costs in Foley generally range from 2% to 5% of the purchase price. Lender fees may vary. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Foley Alabama?
For 2024 the FHA loan limit for a single family home in Baldwin County is $498,257. This limit applies to most areas including Foley and is set by the Department of Housing and Urban Development.
Do I need a special license to be an FHA loan specialist in Alabama?
In Alabama mortgage loan originators must be licensed through the Nationwide Multistate Licensing System. FHA loan specialists must also complete annual continuing education specific to FHA lending rules.
Can I use an FHA loan to buy a second home in Foley?
FHA loans are intended for primary residences only. You cannot use an FHA loan for a vacation home or investment property in Foley. The borrower must occupy the home as their main residence within 60 days of closing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.