Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Alabama before hiring.
Showing 6 fha loan specialists in Gardendale, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
1082 Main St Ste 101 & 103, Gardendale, AL 35071
(205) 631-5214
onemainfinancial.com
Regional Finance
841 Odum Rd Suite 105, Gardendale, AL 35071
(205) 608-0676
branches.regionalfinance.com
Republic Finance
655 Fieldstown Rd Suite 101, Gardendale, AL 35071
(205) 608-1525
locations.republicfinance.com
What Does a FHA Loan Specialist in Gardendale Cost?
Typical costs for an FHA loan in Alabama include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs usually range from 2 to 5 percent of the purchase price. Lender fees may vary. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Gardendale?
An FHA loan specialist is a licensed mortgage professional who helps borrowers apply for FHA insured loans. They assist with credit requirements, down payment options, and the overall approval process in Gardendale Alabama.
What are the FHA loan limits for Gardendale Alabama?
For 2024 the FHA loan limit for a single family home in Jefferson County is $498,257. This limit is set by the Department of Housing and Urban Development and may change annually.