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Find FHA Loan Specialists Near You in Gardendale, AL
Looking for a fha loan specialist in Gardendale? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Gardendale, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 6 fha loan specialists in Gardendale, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
439 Fieldstown Rd #121, Gardendale, AL 35071
2056083770
Credit Central
1084 Main St, Gardendale, AL 35071
2056312449
OneMain Financial
1082 Main St Ste 101 & 103, Gardendale, AL 35071
2056315214
Regional Finance
841 Odum Rd Suite 105, Gardendale, AL 35071
2056080676
Republic Finance
655 Fieldstown Rd Suite 101, Gardendale, AL 35071
2056081525
The Hutson Company
1244 Main St, Gardendale, AL 35071
2056316562
An FHA loan specialist in Gardendale Alabama can guide you through the process of obtaining a government-backed mortgage. These loans are popular for first-time homebuyers and those with lower credit scores. Alabama law requires all mortgage loan originators to be licensed through the Alabama Banking Department.
What Does a FHA Loan Specialist in Gardendale Cost?
Typical costs for an FHA loan in Alabama include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs usually range from 2 to 5 percent of the purchase price. Lender fees may vary. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Gardendale?
An FHA loan specialist is a licensed mortgage professional who helps borrowers apply for FHA insured loans. They assist with credit requirements, down payment options, and the overall approval process in Gardendale Alabama.
What are the FHA loan limits for Gardendale Alabama?
For 2024 the FHA loan limit for a single family home in Jefferson County is $498,257. This limit is set by the Department of Housing and Urban Development and may change annually.
Do I need a specific license to be an FHA loan specialist in Alabama?
Yes. In Alabama all mortgage loan originators must hold a valid license through the Alabama Banking Department and the Nationwide Mortgage Licensing System. They must also complete continuing education each year.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.