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Browse fha loan specialists serving Mobile, Alabama. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Mobile, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 20 fha loan specialists in Mobile, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Embrace Home Loans - Mobile, AL
7221 Grelot Rd Ste F, Mobile, AL 36695
2517068001
GMFS Mortgage - Mobile
3607 Old Shell Rd UNIT 7, Mobile, AL 36608
2514083485
The Camille Wilkinson Team of Direct Mortgage Loans
Gateway Center West, 1201 Montlimar Dr # 300, Mobile, AL 36609
2512643188
Azalea City Mortgage Inc
1120 Hillcrest Rd #2d, Mobile, AL 36695
2516391460
First Federal Mortgage
6353 Piccadilly Square Dr, Mobile, AL 36609
2513445626
Hometown Lenders, Inc.
308 S Sage Ave, Mobile, AL 36606
2514216585
Magnolia Mortgage Company LLC
6721 Grelot Rd STE B, Mobile, AL 36695
2516605025
Brandon Hambright - American Home Lending USA
1751 Old Shell Rd # B, Mobile, AL 36604
2514318841
Denise Cameron, SWBC Mortgage.
2344 Schillinger Rd S Unit 2-B, Mobile, AL 36695
2516029401
Mortgage Team 1, Inc.
5011 Government Blvd STE B, Mobile, AL 36693
2516500805
Union Home Mortgage - Mobile, AL
280 McGregor Ave Suite A-2, Mobile, AL 36608
2513324565
Haley Barnes - Union Home Mortgage
280 McGregor Ave Suite A-2, Mobile, AL 36608
2513667355
Mortgage Solutions, Inc.
820 Azalea Rd, Mobile, AL 36693
2516617979
Kimberly Brooks of Direct Mortgage Loans
1201 Montlimar Dr # 300, Mobile, AL 36609
2513700833
Teresa Bonner, SWBC Mortgage
2344 Schillinger Rd S Unit 2-B, Mobile, AL 36695
8556657123
Tammy Watley - Union Home Mortgage
280 McGregor Ave S Suite A-2, Mobile, AL 36608
2512099020
Allsource Mortgage Inc
7355 Airport Blvd, Mobile, AL 36608
2516071150
CrossCountry Mortgage in Mobile, AL
3929 Airport Blvd Suite 2-300 Office 314, Mobile, AL 36609
2516233605
Tia Austin NMLS# 2045886
280 McGregor Ave, Mobile, AL 36608
2513779207
SWBC Mortgage Mobile
2344 Schillinger Rd S Unit 2-B, Mobile, AL 36695
2516029400
An FHA loan specialist in Mobile Alabama can guide you through the process of securing a government-backed mortgage insured by the Federal Housing Administration. These loans are popular in the Mobile area due to lower down payment requirements and flexible credit guidelines. Alabama law does not impose additional state-specific FHA rules but local property tax and insurance costs in Mobile County can affect your loan approval.
What Does a FHA Loan Specialist in Mobile Cost?
Typical costs for an FHA loan specialist in Mobile Alabama include an origination fee of 1% of the loan amount and an upfront mortgage insurance premium of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance depending on the loan term and down payment. Additional costs may include appraisal fees around $500 to $700 and credit report fees of $30 to $50. Costs vary by lender and your specific financial situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Mobile do?
An FHA loan specialist helps you understand FHA loan requirements, pre-qualify for a loan, and submit your application to an approved lender. They also explain local appraisal standards and help you gather necessary documents like tax returns and pay stubs.
What are the FHA loan limits for Mobile Alabama in 2025?
For 2025 the FHA loan limit for a single-family home in Mobile County is typically around $498,257 for low-cost areas. Higher limits apply for duplexes, triplexes, and fourplexes. Your specialist can confirm the exact figure based on current FHA guidelines.
Do I need a special license to be an FHA loan specialist in Alabama?
FHA loan specialists in Alabama must hold a valid mortgage loan originator license through the Nationwide Multistate Licensing System. They must also complete continuing education approved by the Alabama Banking Department each year.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.