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Looking for a fha loan specialist in Prattville? Review the directory below to compare your options.
16 agents listed
Updated May 2026
Prattville, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 16 fha loan specialists in Prattville, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Shelley Faulkner
705 McQueen Smith Rd S, Prattville, AL 36066
3347993085
Security Finance
569 McQueen Smith Rd S, Prattville, AL 36066
3343651132
Guild Mortgage - Hilda Illiana Byrd
705 McQueen Smith Rd S, Prattville, AL 36066
3347303462
1st Franklin Financial
111 N Memorial Dr, Prattville, AL 36067
3343615300
Credit Central
1675 E Main St, Prattville, AL 36066
3343585870
Janet Prestwood Union Home Mortgage
696 Silver Hills Dr, Prattville, AL 36066
3343996515
Guild Mortgage - Kylee Hogan
705 McQueen Smith Rd S, Prattville, AL 36066
3344522226
Regional Finance
246 Interstate Hwy Park Loop, Prattville, AL 36066
3343583601
Hamilton Mortgage
702C Commerce Ct, Prattville, AL 36066
3343655259
Guild Mortgage - Christy Lawrence
705 McQueen Smith Rd S, Prattville, AL 36066
3347995293
Guild Mortgage Company
705 McQueen Smith Rd S, Prattville, AL 36066
3343804315
Guild Mortgage - Katie Goodson
705 McQueen Smith Rd S, Prattville, AL 36066
3343123518
Matthew Stringfellow
148 E Main St, Prattville, AL 36067
3342016044
PNC Mortgage
1882 E Main St, Prattville, AL 36066
3343583301
Strickland Mortgage Solutions
702 Commerce Ct C, Prattville, AL 36067
3343655259
ILLIANA BYRD- Guild Mortgage Company
705 McQueen Smith Rd S, Prattville, AL 36066
3347303462
What Does a FHA Loan Specialist in Prattville Cost?
Typical costs for an FHA loan in Prattville include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, and an annual mortgage insurance premium (MIP) of 0.55% to 0.85% depending on loan term and down payment. Closing costs generally range from 2% to 5% of the purchase price, covering appraisal fees, title insurance, and lender fees. Alabama charges a mortgage recording tax of $0.15 per $100 of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Prattville Alabama in 2025?
For 2025, the FHA loan limit for a single-family home in Autauga County is $498,257 for standard loans. Higher limits may apply for duplex, triplex, or four-unit properties. These limits are set by the U.S. Department of Housing and Urban Development and adjust annually based on median home prices.
What Alabama-specific rules apply to FHA loans in Prattville?
Alabama requires all FHA loans to include a valid property appraisal from a state-licensed appraiser. The state also has a 30-day right of rescission period for refinances. Borrowers must provide proof of Alabama homeowners insurance before closing.
How long does it take to close an FHA loan in Prattville?
A typical FHA loan in Prattville closes in 30 to 45 days from application. Delays can occur if the property needs repairs required by FHA minimum property standards. Alabama law does not impose a specific timeline beyond federal guidelines.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.