FHA Loan Specialists in Tuscaloosa, AL
Looking for a fha loan specialist in Tuscaloosa? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Alabama before hiring.
Showing 18 fha loan specialists in Tuscaloosa, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
An FHA loan specialist in Tuscaloosa Alabama helps homebuyers navigate government backed mortgages with lower down payments and flexible credit requirements. Alabama law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand the Tuscaloosa real estate market and can guide you through FHA appraisal rules for homes in West Alabama.
What Does a FHA Loan Specialist in Tuscaloosa Cost?
Typical costs for an FHA loan in Alabama include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent depending on the loan term and down payment. Closing costs in Tuscaloosa generally range from 2 to 5 percent of the purchase price. Lender fees and appraisal costs vary by company. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Tuscaloosa County in 2025?
For 2025 the FHA loan limit for a single family home in Tuscaloosa County is $498,257. This limit applies to most areas and is set by the Department of Housing and Urban Development based on local median home prices.
What credit score do I need for an FHA loan in Alabama?
Most FHA lenders in Alabama require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may set higher internal requirements.