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Looking for a fha loan specialist in Phoenix? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Phoenix, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 20 fha loan specialists in Phoenix, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1599 E Orangewood Ave Suite 200, Phoenix, AZ 85020
6025352171
Road to Home Mortgage, LLC
7220 N 16th St Ste A Unit 1, Phoenix, AZ 85020
6028887990
Orion Mortgage Corporation
11120 N Tatum Blvd STE 100, Phoenix, AZ 85028
6029120222
Home Loans by Paige: Paige Martinez, Mortgage Broker
3420 E Shea Blvd #200, Phoenix, AZ 85028
6024484470
Lizy Hoeffer - Top Phoenix Loan Officer
2555 E Camelback Rd Suite 850, Phoenix, AZ 85016
4808186222
First Option Mortgage Phoenix
2201 E Camelback Rd Suite 355, Phoenix, AZ 85016
4807513400
Home Run Home Loans
2390 E Camelback Rd Ste 130-1268, Phoenix, AZ 85016
8009242734
Access Capital Group, Inc.
202 E Earll Dr Ste 460, Phoenix, AZ 85012
6026485860
Forward Loans
11201 N Tatum Blvd Ste 300, Phoenix, AZ 85028
6027302270
Phoenix Mortgage Lender Jimmy V NMLS# 184169
3602 E Campbell Ave Suite 1, Phoenix, AZ 85018
4808008387
JA Team Home Loans - Geneva Financial
3101 N Central Ave #990, Phoenix, AZ 85012
6232522101
Tru Home Loans, LLC
20219 N 33rd Pl, Phoenix, AZ 85050
6027238940
Matt Webber - Phoenix Mortgage Loan Officer
2111 E Highland Ave Suite B-305, Phoenix, AZ 85016
4802700804
Mortgage in AZ, LLC
3120 W Carefree Hwy Suite 1-800, Phoenix, AZ 85086
4804208488
An FHA loan specialist in Phoenix Arizona can help you navigate the unique requirements of Federal Housing Administration loans. Arizona law does not impose additional state specific FHA rules but local market conditions such as higher home prices in Maricopa County can affect loan limits and down payment calculations. These professionals guide borrowers through credit score minimums and property condition standards required by HUD.
What Does a FHA Loan Specialist in Phoenix Cost?
Typical costs for an FHA loan specialist in Phoenix range from 1 to 2 percent of the loan amount as an origination fee. Other costs include an upfront mortgage insurance premium of 1.75 percent of the loan and annual mortgage insurance premiums of 0.55 to 0.85 percent. Closing costs in Arizona average 3 to 5 percent of the purchase price but can vary based on property value and lender fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum credit score requirements for an FHA loan in Phoenix?
The standard FHA minimum credit score is 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but must put down at least 10 percent. Arizona does not have additional state credit requirements.
Are there specific FHA loan limits for Phoenix Arizona?
Yes FHA loan limits vary by county. For Maricopa County in 2024 the ceiling for a single family home is typically around $530,000. These limits are set by HUD and updated annually based on median home prices.
How long does the FHA loan process take in Phoenix?
The typical FHA loan process in Phoenix takes 30 to 45 days from application to closing. Arizona law does not impose a specific timeline but lenders must follow federal disclosure rules including a three day right of rescission period for refinances.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arizona.