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Compare fha loan specialists in Prescott. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Prescott, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 18 fha loan specialists in Prescott, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Danell Riggs
325 W Gurley St #102, Prescott, AZ 86301
9284580507
Homeowners Financial Group
125 E Gurley St Suite 150, Prescott, AZ 86301
9282371886
Greg Riordan - Legacy Mutual Mortgage
325 W Gurley St #102, Prescott, AZ 86301
9284275156
Guild Mortgage - Sandra Collette
120 N Marina St Suite A, Prescott, AZ 86301
9289104153
Mill Mortgage LLC dba Bonelli Financial Group
3605 Crossings Dr suite a, Prescott, AZ 86305
4804261636
PrimeLending, a PlainsCapital Company - Prescott
122 N Cortez St Suite 308, Prescott, AZ 86301
9286153295
Guild Mortgage - Travis Smart
120 N Marina St Suite A, Prescott, AZ 86301
9282207673
Laurie Lawton Scott At Nations Lending - NMLS:203321
140 N Montezuma St Ste 103, Prescott, AZ 86301
6023292950
Smart Mortgage
1701 Emerald Dr suite d, Prescott, AZ 86301
9284459499
Guild Mortgage Company
120 N Marina St Suite A, Prescott, AZ 86301
9288005670
Fairway Prescott Team - Fairway Independent Mortgage Corporation
2971 Willow Creek Rd #2, Prescott, AZ 86301
9285150344
American Pacific Mortgage
1745 Rustic Timbers Ln Ste. G1, Prescott, AZ 86303
9283508828
Mile High Lending, LLC
716 N Montezuma St C, Prescott, AZ 86301
9287781400
Academy Mortgage
141 S McCormick St #107, Prescott, AZ 86303
9287778971
Hometown Mortgage
107 N Cortez St Suite 300, Prescott, AZ 86301
9284587189
Theron Wall Team
3767 Karicio Ln Ste B, Prescott, AZ 86303
9287722669
Envoy Mortgage - Prescott - AZ
503 E Gurley St Office #4, Prescott, AZ 86301
9282884045
Efinity Mortgage- James Roush Prescott/Flagstaff
140 N Montezuma St Suite 100, Prescott, AZ 86301
9284458730
FHA loan specialists in Prescott Arizona help homebuyers secure government insured mortgages with lower down payments and flexible credit requirements. Arizona law requires all mortgage loan originators to be licensed through the Arizona Department of Insurance and Financial Institutions. Prescott buyers benefit from local expertise in FHA loan limits and property eligibility for Yavapai County.
What Does a FHA Loan Specialist in Prescott Cost?
Typical costs for an FHA loan specialist in Prescott include an origination fee of 1 percent of the loan amount and third party fees for appraisal credit report and title services. Appraisal fees in Yavapai County range from $500 to $700. Total closing costs often fall between 3 and 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Prescott Arizona in 2025?
For 2025 the FHA loan limit for a single family home in Yavapai County is $498,257. Higher limits apply for duplexes triplexes and four unit properties. These limits are set by HUD and may change annually.
What credit score is needed for an FHA loan in Prescott?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Arizona lenders may have overlays requiring higher scores.
Are there Arizona specific requirements for FHA loans?
Arizona requires all FHA borrowers to have a valid government issued ID and proof of Arizona residency. The property must meet FHA minimum property standards and be located in Arizona. Arizona does not have state specific FHA mortgage insurance rules beyond federal guidelines.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arizona.