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Find FHA Loan Specialists Near You in Prescott, AZ

Compare fha loan specialists in Prescott. Review contact information and insurance categorys before you decide.

18 agents listed
Updated June 2026
Prescott, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Arizona before hiring.
Showing 18 fha loan specialists in Prescott, AZ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Danell Riggs
325 W Gurley St #102, Prescott, AZ 86301
(928) 458-0507 legacymutual.com
Homeowners Financial Group
125 E Gurley St Suite 150, Prescott, AZ 86301
(928) 237-1886 homeownersfg.com
Greg Riordan - Legacy Mutual Mortgage
325 W Gurley St #102, Prescott, AZ 86301
(928) 427-5156 gregriordan.com
Guild Mortgage - Sandra Collette
120 N Marina St Suite A, Prescott, AZ 86301
(928) 910-4153 branches.guildmortgage.com
Mill Mortgage LLC dba Bonelli Financial Group
3605 Crossings Dr suite a, Prescott, AZ 86305
(480) 426-1636 millmortgage.com
PrimeLending, a PlainsCapital Company - Prescott
122 N Cortez St Suite 308, Prescott, AZ 86301
(928) 615-3295 lo.primelending.com
Guild Mortgage - Travis Smart
120 N Marina St Suite A, Prescott, AZ 86301
(928) 220-7673 branches.guildmortgage.com
Laurie Lawton Scott At Nations Lending - NMLS:203321
140 N Montezuma St Ste 103, Prescott, AZ 86301
(602) 329-2950 lawtonscott.com
Smart Mortgage
1701 Emerald Dr suite d, Prescott, AZ 86301
(928) 445-9499 smartmortgageaz.com
Guild Mortgage Company
120 N Marina St Suite A, Prescott, AZ 86301
(928) 800-5670 branches.guildmortgage.com
Fairway Prescott Team - Fairway Independent Mortgage Corporation
2971 Willow Creek Rd #2, Prescott, AZ 86301
(928) 515-0344
American Pacific Mortgage
1745 Rustic Timbers Ln Ste. G1, Prescott, AZ 86303
(928) 350-8828 apmprescott.com
Mile High Lending, LLC
716 N Montezuma St C, Prescott, AZ 86301
(928) 778-1400 milehighlending.com
Academy Mortgage
141 S McCormick St #107, Prescott, AZ 86303
(928) 777-8971 academy.guildmortgage.com
Hometown Mortgage
107 N Cortez St Suite 300, Prescott, AZ 86301
(928) 458-7189 hometownmortgageaz.com
Theron Wall Team
3767 Karicio Ln Ste B, Prescott, AZ 86303
(928) 772-2669 theronwall.com
Envoy Mortgage - Prescott - AZ
503 E Gurley St Office #4, Prescott, AZ 86301
(928) 288-4045
Efinity Mortgage- James Roush Prescott/Flagstaff
140 N Montezuma St Suite 100, Prescott, AZ 86301
(928) 445-8730 efinitymortgage.com

FHA loan specialists in Prescott Arizona help homebuyers secure government insured mortgages with lower down payments and flexible credit requirements. Arizona law requires all mortgage loan originators to be licensed through the Arizona Department of Insurance and Financial Institutions. Prescott buyers benefit from local expertise in FHA loan limits and property eligibility for Yavapai County.

What Does a FHA Loan Specialist in Prescott Cost?

Typical costs for an FHA loan specialist in Prescott include an origination fee of 1 percent of the loan amount and third party fees for appraisal credit report and title services. Appraisal fees in Yavapai County range from $500 to $700. Total closing costs often fall between 3 and 5 percent of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Prescott Arizona in 2025?
For 2025 the FHA loan limit for a single family home in Yavapai County is $498,257. Higher limits apply for duplexes triplexes and four unit properties. These limits are set by HUD and may change annually.
What credit score is needed for an FHA loan in Prescott?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Arizona lenders may have overlays requiring higher scores.

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