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Find FHA Loan Specialists Near You in San Luis, AZ

Browse fha loan specialists serving San Luis, Arizona. Contact information and addresses listed below.

4 agents listed
Updated May 2026
San Luis, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 4 fha loan specialists in San Luis, AZ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
RWM Home Loans - San Luis
1964 E Cesar Chavez Blvd ste 3, San Luis, AZ 85336
8008656266
AmeriFirst Financial, Inc.
1910 E E Juan Sanchez Blvd #7, San Luis, AZ 85349
9287835035
Chase Mortgage
623 N, 623 Main St, San Luis, AZ 85349
9283434260
Neighborhood Loans, Inc - San Luis, AZ
1910 E, 1910 E Juan Sanchez Blvd #7, San Luis, AZ 85336
9287835035

An FHA loan specialist in San Luis Arizona helps homebuyers navigate Federal Housing Administration loans. These loans are popular in Yuma County due to lower down payment requirements and flexible credit guidelines. Arizona law requires all mortgage loan originators to be licensed through the Arizona Department of Insurance and Financial Institutions.

What Does a FHA Loan Specialist in San Luis Cost?

Typical costs for FHA loan services in Arizona include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual MIP between 0.45 and 1.05 percent. Lender origination fees usually range from 0.5 to 1.5 percent of the loan. Third party costs like appraisal and title fees add 500 to 1500 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in San Luis do?
An FHA loan specialist guides borrowers through the FHA loan process including pre approval application and closing. They verify that the property meets FHA minimum property standards and help with Arizona specific requirements like flood zone insurance in certain areas of San Luis.
What are the FHA loan limits for San Luis Arizona?
For 2025 the FHA loan limit for a single family home in Yuma County is typically around $498,257. This amount can vary based on property type and local housing costs. A specialist can confirm the current limits for your specific situation.
Do I need a special license to offer FHA loans in Arizona?
Yes all mortgage loan originators in Arizona must hold a valid license from the Arizona Department of Insurance and Financial Institutions. They must also complete continuing education each year to maintain their license.