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Find FHA Loan Specialists Near You in Benton, AR

Directory of fha loan specialists in Benton, Arkansas. Verify credentials with the state state mortgage licensing authority before hiring.

10 agents listed
Updated June 2026
Benton, AR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Arkansas before hiring.
Showing 10 fha loan specialists in Benton, AR Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jake Arey Mortgage Team
101 N East St, Benton, AR 72015
(501) 326-2700 jakearey.com
Preston Madison Mortgage Advisor- NEO Home Loans NMLS: 2172012
119 S Market St, Benton, AR 72015
(501) 249-8237 prestonmadison.com
The Dio Vannucci Team - NEO Home Loans
119 S Market St, Benton, AR 72015
(501) 840-5995 loansbydio.com
Cornerstone Home Lending, Inc.
622 Alcoa Rd, Benton, AR 72015
(501) 840-5995 houseloan.com
Verity Mortgage Arkansas
101 N East St, Benton, AR 72015
(501) 326-2700 veritymortgage.com
NEO Home Loans
119 S Market St, Benton, AR 72015
(501) 642-0332 neobenton.com
Farm Credit of Western Arkansas - Benton
15227 I-30, Benton, AR 72015
(501) 860-6391 myaglender.com
Megan Crist
114 W Sevier St, Benton, AR 72015
(501) 249-3733
Chad Burns - First Security Mortgage Lender
205 W Carpenter St, Benton, AR 72015
(501) 303-5524 fsbmortgageloan.com
First Security Mortgage
205 W Carpenter St, Benton, AR 72015
(501) 279-3461 fsbmortgageloan.com

FHA loan specialists in Benton, Arkansas help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. Arkansas law requires all mortgage loan originators to be licensed through the Arkansas Securities Department. Specialists in Benton are familiar with local property values and the unique needs of Saline County homebuyers.

What Does a FHA Loan Specialist in Benton Cost?

Typical costs for an FHA loan in Arkansas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs in Benton generally range from 2 to 5 percent of the loan value. Additional fees may include appraisal costs around $500 to $700 and credit report fees of $30 to $50. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Benton Arkansas?
For 2025 the FHA loan limit for a single-family home in Saline County is $498,257. This limit applies to most standard FHA loans in the Benton area.
Do I need a specific down payment for an FHA loan in Arkansas?
FHA loans require a minimum down payment of 3.5 percent if your credit score is 580 or higher. If your score is between 500 and 579 you may need a 10 percent down payment.
Are there Arkansas-specific requirements for FHA loan specialists?
Yes Arkansas requires all mortgage loan originators to complete pre-licensing education and pass the SAFE Mortgage Loan Originator test. Specialists must also register with the Nationwide Multistate Licensing System.

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