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Browse fha loan specialists serving Hot Springs, Arkansas. Contact information and addresses listed below.
15 agents listed
Updated May 2026
Hot Springs, AR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arkansas before hiring.
Showing 15 fha loan specialists in Hot Springs, AR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
McGraw Realtors - Hot Springs
307 Carpenter Dam Rd, Hot Springs, AR 71901
5018813331
SWBC Mortgage Hot Springs
4405 Central Ave Ste A, Hot Springs, AR 71913
5016231760
Melissa Camras
4405 Central Ave Ste A, Hot Springs, AR 71913
5016231760
Gary M Westerman Financial
14 Graham Gdns, Hot Springs, AR 71901
5012823758
Robert Camras, SWBC Mortgage
4405 Central Ave Ste A, Hot Springs, AR 71913
5016231760
Primary Residential Mortgage, Inc.
3909 Central Ave suite a, Hot Springs, AR 71913
5013181700
Supreme Lending Hot Springs
3303 Park Ave, Hot Springs, AR 71901
5013587272
Apex Mortgage
4332 Central Ave A, Hot Springs, AR 71913
5017810028
Security Bank Mortgage
1801 Central Ave # D, Hot Springs, AR 71901
5016247685
Top Flite Home Loans/Arkansas
835 Central Ave ste 402-d, Hot Springs, AR 71901
5017014851
Amanda Eye | Loan Officer | Primary Residential Mortgage, Inc.
3909 Central Ave APT A, Hot Springs, AR 71913
5013181700
Carmen George-U.S. Bank Mortgage
1234 Central Ave, Hot Springs, AR 71901
5013215056
Love Inman - First Security Mortgage Lender
4129 Central Ave, Hot Springs, AR 71913
5015254300
Shady Refinance Home
1674 Shady Grove Rd, Hot Springs, AR 71901
8555484918
Team Hudgens - Morgan Stanley
4262 Central Ave Ste A, Hot Springs, AR 71913
5016245215
An FHA loan specialist in Hot Springs, Arkansas can guide you through the process of obtaining a government-backed mortgage. These loans are popular in the state due to lower down payment requirements and flexible credit guidelines. Arkansas law requires all mortgage loan originators to be licensed through the Arkansas Securities Department, ensuring you work with a qualified professional.
What Does a FHA Loan Specialist in Hot Springs Cost?
Typical costs for an FHA loan in Arkansas include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums (MIP) range from 0.45% to 1.05% depending on loan term and down payment. Closing costs in Hot Springs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Hot Springs do?
An FHA loan specialist helps you understand FHA loan requirements, pre-qualify for a loan, and submit a complete application. They also explain Arkansas-specific rules, such as property condition standards and local appraisal guidelines.
What are the FHA loan limits for Hot Springs Arkansas?
For 2024, the FHA loan limit for a single-family home in Garland County, which includes Hot Springs, is $498,257. This limit applies to standard FHA loans and may be higher for multi-unit properties.
How long does the FHA loan process take in Arkansas?
The typical FHA loan process in Arkansas takes 30 to 45 days from application to closing. Delays can occur if the property requires repairs to meet FHA minimum property standards, which are enforced by HUD guidelines.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arkansas.