Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arkansas before hiring.
Showing 2 fha loan specialists in Jacksonville, AR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Arvest Bank
1810 N 1st St, Jacksonville, AR 72076
5013797550
First Arkansas Bank & Trust
501 N J P Wright Loop Rd, Jacksonville, AR 72076
8009824511
What Does a FHA Loan Specialist in Jacksonville Cost?
Typical costs for an FHA loan in Arkansas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 percent to 0.85 percent. Closing costs in central Arkansas generally range from 3,000 to 6,000 dollars but vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Jacksonville Arkansas?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but need a 10 percent down payment. Arkansas lenders follow standard HUD guidelines for credit evaluation.
Are FHA loans available for manufactured homes in Jacksonville Arkansas?
Yes FHA loans can be used for manufactured homes that meet HUD standards. The home must be built after June 15 1976 and be classified as real property. Arkansas law requires the home to be permanently affixed to a foundation for FHA eligibility.
What are the FHA loan limits for Jacksonville Arkansas in 2025?
For 2025 the FHA loan limit for a single family home in Pulaski County including Jacksonville is 498,257 dollars. Higher limits apply for duplexes triplexes and four unit properties. These limits are set by HUD and may change annually.