Compare FHA Loan Specialists in Harrison, AR
Directory of fha loan specialists in Harrison, Arkansas. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Arkansas before hiring.
Showing 2 fha loan specialists in Harrison, AR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Harrison Cost?
Typical costs for an FHA loan in Arkansas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.45 to 1.05 percent. Closing costs in Harrison generally range from 2 to 5 percent of the purchase price. Lender fees vary, so compare quotes from multiple specialists. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the basic FHA loan requirements in Harrison Arkansas?
FHA loans require a minimum down payment of 3.5 percent if your credit score is 580 or higher. You must also have a valid Social Security number and lawful residency in the United States. The property must meet FHA safety and appraisal standards.
Are there Arkansas-specific rules for FHA loans?
Arkansas follows standard FHA guidelines but has specific property tax and insurance requirements. For example, Arkansas law requires a 30-day right of rescission for refinancing. Local specialists can explain how state laws affect your loan timeline.
How do I choose an FHA loan specialist in Harrison?
Look for a specialist who is licensed in Arkansas and has experience with FHA loans in rural or small-town markets. Check their history with the Nationwide Mortgage Licensing System. Ask about their familiarity with Harrison area appraisers and local real estate agents.