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Looking for a fha loan specialist in North Liberty? Review the directory below to compare your options.
4 agents listed
Updated May 2026
North Liberty, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 4 fha loan specialists in North Liberty, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
GreenState Credit Union - Financial Center
2355 Landon Rd, North Liberty, IA 52317
8003973790
Christa Payne - COUNTRY Financial Representative
655 Liberty Way #6, North Liberty, IA 52317
3196263516
Tryon Investments, LLC
745 Community Dr Suite E, North Liberty, IA 52317
3196655050
U.S. Bank: Holly Ethier
580 W Cherry St, North Liberty, IA 52317
3195217614
FHA loan specialists in North Liberty, Iowa help homebuyers navigate Federal Housing Administration loans, which are popular for first-time buyers and those with lower credit scores. Iowa law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Specialists in North Liberty understand local property values and can guide you through the specific FHA appraisal requirements for Johnson County homes.
What Does a FHA Loan Specialist in North Liberty Cost?
Typical costs for FHA loan services in Iowa include an upfront mortgage insurance premium of 1.75% of the loan amount, plus an annual premium of 0.55% to 0.85% depending on loan term and down payment. Lender origination fees usually range from 1% to 2% of the loan amount. Appraisal fees in North Liberty average $500 to $700. Closing costs generally total 3% to 5% of the purchase price. These numbers are estimates; actual costs depend on your lender, loan size, and credit profile. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in North Liberty?
FHA loans typically require a minimum credit score of 580 for a 3.5% down payment. Some lenders may accept scores as low as 500 with a 10% down payment. Your specialist can review your specific situation and local lender options.
Are FHA loans only for first-time homebuyers in Iowa?
No, FHA loans are available to any qualified buyer, not just first-time buyers. In Iowa, you must occupy the property as your primary residence. The loan can be used for single-family homes, condos, and certain multi-unit properties.
What are the FHA loan limits for North Liberty Iowa?
For 2025, the FHA loan limit for Johnson County, including North Liberty, is $498,257 for a single-family home. Higher limits apply for duplexes and larger properties. Your specialist can confirm current limits and help you find a loan within those bounds.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.