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Looking for a fha loan specialist in Sioux City? Review the directory below to compare your options.
17 agents listed
Updated May 2026
Sioux City, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 17 fha loan specialists in Sioux City, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
1713 Hamilton Blvd, Sioux City, IA 51103
7122341864
Telco Triad Community Credit Union
3098 Floyd Blvd, Sioux City, IA 51108
7122524368
Check Into Cash
1760 Hamilton Blvd, Sioux City, IA 51103
7122589125
OneMain Financial
1776 Hamilton Blvd, Sioux City, IA 51103
7122529771
Joe Strub | Mortgage Advisor | NMLS# 709703
103 Virginia St STE 200, Sioux City, IA 51101
7123182150
Megan Van Wettering-U.S. Bank Mortgage
4608 Morningside Ave, Sioux City, IA 51106
7122580240
Telco Triad Community Credit Union
2550 Glenn Ave, Sioux City, IA 51106
7122760506
Bankers Life
401 Douglas St #215, Sioux City, IA 51101
7122765437
Primebank
2700 Hamilton Blvd, Sioux City, IA 51104
7122244777
CharterWest Bank Mortgage Center-Sioux City, IA
103 Virginia St STE 200, Sioux City, IA 51101
7123182150
Farm Credit Services of America
4512 S Lakeport St, Sioux City, IA 51106
7122711262
Mortgage Solutions Of Siouxland, Inc.
1515 Whitcher Ave, Sioux City, IA 51109
7125225658
Central Bank Mortgage Lending Office
1114 4th St, Sioux City, IA 51101
7122262265
US Bank Mortgage
2900 Hamilton Blvd, Sioux City, IA 51104
7122553240
Mortgage Loans - Sioux City
247 Nebraska St, Sioux City, IA 51101
8443841712
Melissa Moody - Mortgage Lender - Northwest Bank
5801 Sunnybrook Dr, Sioux City, IA 51106
7122244000
Commercial Lending Sioux City IA
4280 Sergeant Rd, Sioux City, IA 51106
7122484820
An FHA loan specialist in Sioux City Iowa helps homebuyers navigate FHA insured mortgages which are popular for first time buyers and those with lower credit scores. Iowa law requires all mortgage loan originators to be licensed through the Iowa Division of Banking. Sioux City residents benefit from local specialists who understand the regional housing market and can guide borrowers through the FHA appraisal process required for properties in Woodbury County.
What Does a FHA Loan Specialist in Sioux City Cost?
Typical costs for an FHA loan in Iowa include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85% depending on loan term and down payment. Origination fees from a specialist usually range from 0.5% to 1.0% of the loan amount. Closing costs in Sioux City average 2% to 5% of the purchase price but vary by lender and property. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Sioux City do?
An FHA loan specialist guides you through the FHA loan process including pre approval documentation and closing. They help you understand FHA requirements such as the 3.5% down payment and the upfront mortgage insurance premium. In Iowa the specialist must hold a valid mortgage loan originator license.
What are the FHA loan limits for Sioux City Iowa?
For 2025 the FHA loan limit for a single family home in Woodbury County is $498,257. This limit applies to standard FHA loans and may be higher for duplexes or triplexes. Your specialist can confirm the exact limit for your property type.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.