Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 14 fha loan specialists in Urbandale, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Tyler Osby Team at Fairway Independent Mortgage
2400 86th St Apt 29, Urbandale, IA 50322
5152576729
Midwest Family Lending
2753 99th St, Urbandale, IA 50322
5152527107
Louie Wickett - Mortgage Lender
2370 Northwest 128th Street, Urbandale, IA 50323
5152389949
Jared Nicolaisen - Mortgage Lender
2370 Northwest 128th Street, Urbandale, IA 50323
6413302932
Brady Haye Mortgage Team - Key Mortgage Group
2370 Northwest 128th Street, Urbandale, IA 50323
7128300025
Dustin Arntt-Frontier Mortgage
8525 Douglas Ave Apt 37, Urbandale, IA 50322
5154193311
Kurt Moore, Cross Country Mortgage
7177 Hickman Rd STE 9 I, Urbandale, IA 50322
5153260079
Gershman Mortgage - West Des Moines
2646 100th St, Urbandale, IA 50322
5159645952
Mortgage Producers
2755 106th St, Urbandale, IA 50322
5152513806
Dan Buchholz at Home Services Lending - Urbandale
2900 100th St # 109, Urbandale, IA 50322
5154947166
Smith/Brandt Mortgage Team - Midwest Family Lending Corp
2753 99th St, Urbandale, IA 50322
5153603104
Team Fuller ~ Midwest Family Lending Corp
2753 99th St, Urbandale, IA 50322
5153217322
Earl Shedd - Shedd Mortgage Group
2753 99th St, Urbandale, IA 50322
3135767986
Omaha FHA Mortgage Lender
2753 99th St, Urbandale, IA 50322
5152527107
What Does a FHA Loan Specialist in Urbandale Cost?
FHA loan costs in Iowa include an upfront mortgage insurance premium of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent based on loan term and down payment. Closing costs in Urbandale typically range from 2 to 5 percent of the purchase price, including lender fees, appraisal fees, and title insurance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the basic FHA loan requirements in Urbandale?
FHA loans require a minimum down payment of 3.5 percent for borrowers with a credit score of 580 or higher. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. The property must meet FHA appraisal standards and be your primary residence.
Are there income limits for FHA loans in Iowa?
FHA loans do not have specific income limits, but borrowers must demonstrate steady employment and a debt-to-income ratio generally below 43 percent. Iowa Housing Finance Authority offers additional programs that may have income caps for down payment assistance.
How long does the FHA loan process take in Urbandale?
The typical FHA loan process takes 30 to 45 days from application to closing. This includes appraisal, underwriting, and final approval. Delays can occur if additional documentation is needed or if the property requires repairs.