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Directory of fha loan specialists in Bowling Green, Kentucky. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Bowling Green, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 20 fha loan specialists in Bowling Green, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heights Finance
130 Walton Ave Ste B, Bowling Green, KY 42104
2708436002
Samantha D. Wilson, Mortgage Advisor - Atlantic Bay Mortgage Group
1280 Fairway St, Bowling Green, KY 42103
2706708872
Atlantic Bay Mortgage Group - Bowling Green, KY
181 W Professional Park Ct, Bowling Green, KY 42104
2702822617
Swan Financial Home Loans
701 Dishman Ln, Bowling Green, KY 42104
5024036341
Stockton Mortgage Bowling Green, KY | NMLS# 8259
1830 Destiny Ln STE 102, Bowling Green, KY 42104
2704950434
Heather Akins, Mortgage Banker, NMLS #294306
1830 Destiny Ln STE 102, Bowling Green, KY 42104
2709967029
Leigh Hughes, Atlantic Bay Mortgage
181 W Professional Park Ct, Bowling Green, KY 42104
180 W Professional Park Ct, Bowling Green, KY 42104
2702023728
Movement Mortgage - Bowling Green, KY NMLS #2069048
955 Fields Dr suite 102, Bowling Green, KY 42104
2703928108
An FHA loan specialist in Bowling Green, Kentucky helps homebuyers navigate Federal Housing Administration loans, which are popular for first-time buyers and those with lower credit scores. Kentucky law requires all mortgage loan originators to be licensed through the Kentucky Department of Financial Institutions. Local specialists understand Bowling Green market conditions and can guide you through FHA appraisal and underwriting rules specific to the region.
What Does a FHA Loan Specialist in Bowling Green Cost?
Typical costs for an FHA loan specialist in Kentucky include an origination fee of 1% to 1.5% of the loan amount, plus an upfront mortgage insurance premium of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan terms and down payment. Additional costs may include appraisal fees of $500 to $700 and credit report fees of $30 to $50. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Bowling Green do?
An FHA loan specialist helps you determine if you qualify for an FHA loan, assists with the application process, and explains FHA guidelines. They also coordinate with lenders and appraisers to ensure your loan meets Kentucky and federal requirements.
What are the FHA loan limits for Bowling Green Kentucky?
For 2025, the FHA loan limit for a single-family home in Warren County is $498,257 for a standard loan and higher in high-cost areas. Your specialist can confirm the exact limit based on current HUD data for Bowling Green.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.