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Compare fha loan specialists in Elizabethtown. Review contact information and insurance categorys before you decide.
16 agents listed
Updated May 2026
Elizabethtown, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 16 fha loan specialists in Elizabethtown, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
United Residential Mortgage
209 N Mulberry St Suite 100, Elizabethtown, KY 42701
2702280074
Veterans United Home Loans Fort Knox
5001 N Dixie Hwy #101, Elizabethtown, KY 42701
2709822266
Amerifirst Home Mortgage - Elizabethtown
2832 Shepherdsville Rd, Elizabethtown, KY 42701
2707638111
Motto Mortgage Home Group
100 Chase Way Suite 4, Elizabethtown, KY 42701
2709823003
1st Franklin Financial
910 N Dixie Hwy Suite 107, Elizabethtown, KY 42701
2707375858
Mariner Finance
2030 N Dixie Hwy, Elizabethtown, KY 42701
2702348555
Avid Mortgage Advisors LLC
615 N Mulberry St STE. 204, Elizabethtown, KY 42701
2706978008
OneMain Financial
1705 N Dixie Hwy Ste 126, Elizabethtown, KY 42701
2707654155
Tracy Holtsclaw Motto Mortgage Home Group
100 Chase Way Suite 4, Elizabethtown, KY 42701
2709823003
Kendall Breen Motto Mortgage Home Group
100 Chase Way Suite 4, Elizabethtown, KY 42701
2709823003
Trina Martin Motto Mortgage Home Group
100 Chase Way Suite 4, Elizabethtown, KY 42701
2709823003
Republic Finance
1609 N Dixie Hwy Suite 112, Elizabethtown, KY 42701
An FHA loan specialist in Elizabethtown Kentucky can guide you through the process of obtaining a government-backed mortgage. Kentucky law requires all loan originators to be licensed through the Nationwide Multistate Licensing System. These specialists help first-time homebuyers and those with lower credit scores qualify for financing in Hardin County.
What Does a FHA Loan Specialist in Elizabethtown Cost?
Typical costs for FHA loan specialist services in Kentucky include an origination fee of 1% to 1.5% of the loan amount. Upfront mortgage insurance premium is 1.75% of the base loan amount, and annual MIP ranges from 0.45% to 1.05% depending on loan term and down payment. Closing costs in Elizabethtown generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Elizabethtown?
An FHA loan specialist helps borrowers understand FHA loan requirements and submit applications. They review income, credit, and property eligibility under HUD guidelines. They also coordinate with local appraisers and underwriters in Elizabethtown.
What are the FHA loan limits for Elizabethtown Kentucky?
For 2024 the FHA loan limit for a single-family home in Hardin County is $498,257. This limit applies to most areas in Kentucky and is set by the Department of Housing and Urban Development. Higher limits may apply for duplexes or triplexes.
Do I need a special license to offer FHA loans in Kentucky?
Yes. All FHA loan specialists in Kentucky must hold a Mortgage Loan Originator license through the Kentucky Department of Financial Institutions. They must also complete annual continuing education and pass a background check.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.