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Find FHA Loan Specialists in Fort Wright, KY

Looking for a fha loan specialist in Fort Wright? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Fort Wright, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 3 fha loan specialists in Fort Wright, KY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Helen Ruehmer, Loans by Helen, NMLS #60717 - Luminate Bank
Lookout Corporate Center, 1717 Dixie Hwy #220, Fort Wright, KY 41011
5132524063
Rachel Kasle- Luminate Bank NMLS 2173718
1717 Dixie Hwy #220, Fort Wright, KY 41011
8596635025
Fifth Third Mortgage - Danielle Fawcett
1975 Highland Pike, Fort Wright, KY 41017
8598140741

An FHA loan specialist in Fort Wright, Kentucky can guide you through the Federal Housing Administration loan process. These loans are popular in Kenton County for first-time homebuyers and those with lower credit scores. Kentucky law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System.

What Does a FHA Loan Specialist in Fort Wright Cost?

Typical costs for FHA loan services in Kentucky include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85%. Lender origination fees range from 0.5% to 1% of the loan amount. Appraisal fees in Fort Wright are usually $500 to $700. Credit report fees are about $30 to $50. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Fort Wright do?
An FHA loan specialist helps you understand FHA loan requirements, pre-qualify for a mortgage, and complete your application. They work with local lenders and ensure your loan meets FHA guidelines for properties in Fort Wright.
What are the FHA loan limits for Fort Wright Kentucky?
For 2024, FHA loan limits in Kenton County are $498,257 for a single-family home. These limits are set by the Department of Housing and Urban Development and may change each year.
Do I need a special license to be an FHA loan specialist in Kentucky?
Yes. Kentucky requires all mortgage loan originators to hold a valid license through the Nationwide Multistate Licensing System. They must also complete continuing education each year.