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Find FHA Loan Specialists Near You in Covington, LA
Directory of fha loan specialists in Covington, Louisiana. Verify credentials with the state mortgage licensing authority before hiring.
13 agents listed
Updated May 2026
Covington, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Louisiana before hiring.
Showing 13 fha loan specialists in Covington, LA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lesley Burke, Mortgage Loan Originator - Hancock Whitney Bank
805 N Collins Blvd, Covington, LA 70433
9858983144
New American Funding - Lance Scott
207 E Lockwood St suite B, Covington, LA 70433
9852771852
New American Funding - Covington, LA
207 E Lockwood St, Covington, LA 70433
9853272837
Gina Joanos, Mortgage Loan Officer - First Horizon Bank
70470 LA-21, Covington, LA 70433
9856748354
Vista Mortgage LLC
522 N New Hampshire St Ste 7, Covington, LA 70433
9856308201
Arbor Lending Group
5001 US-190, Covington, LA 70433
9858678334
An FHA loan specialist in Covington Louisiana helps homebuyers navigate federally insured mortgage programs. These loans are popular in St. Tammany Parish due to lower down payment requirements and flexible credit guidelines. Louisiana law requires FHA lenders to be licensed by the state Office of Financial Institutions.
What Does a FHA Loan Specialist in Covington Cost?
Typical costs for an FHA loan specialist in Louisiana include an origination fee of 1 percent of the loan amount plus an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Appraisal fees in Covington usually run between $500 and $700. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Covington do?
An FHA loan specialist guides borrowers through the FHA loan process including pre approval and documentation. They help determine eligibility based on credit score debt ratios and property requirements. Specialists also explain Louisiana specific rules such as flood insurance requirements in the parish.
What are the FHA loan limits in Covington Louisiana?
FHA loan limits for St. Tammany Parish in 2025 are set by HUD and vary by property type. For a single family home the limit is typically around $498,257. Higher limits apply for duplexes triplexes and four unit properties.
How long does an FHA loan process take in Louisiana?
The typical FHA loan process in Louisiana takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs required by the FHA appraisal. Louisiana law does not impose a specific statutory timeline but lenders must follow federal guidelines.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Louisiana.