Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Louisiana before hiring.
Showing 16 fha loan specialists in Hammond, LA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tower Loan
1507 W Thomas St, Hammond, LA 70403
9854199755
Motto Mortgage Financial Group
1402 S Magnolia St Suite D, Hammond, LA 70403
9853638840
Heights Finance
2726 W Thomas St, Hammond, LA 70401
9854290270
Rick Sedberry - "The Mortgage Man" NMLS #112326 Movement Mortgage
109 E Charles St, Hammond, LA 70401
9852424772
Mariner Finance
2108 W Thomas St # D, Hammond, LA 70401
9854675743
Deep South Financial Services
349 S Morrison Blvd, Hammond, LA 70403
9853409992
First Access Mortgage
206 E Charles St Ste B, Hammond, LA 70401
9854291770
RLS Lending
811 C M Fagan Dr Suite B, Hammond, LA 70403
9852051351
Kristina Tallo Motto Mortgage Financial Group
1402 S Magnolia St Suite D, Hammond, LA 70403
9853638840
Foti Financial Services
1111 W Morris Ave Ste A, Hammond, LA 70403
9859567341
Kenneth Quave Motto Mortgage Financial Group
1402 S Magnolia St Suite D, Hammond, LA 70403
9858693585
Signature Home Lending Inc
1250 SW Railroad Ave #210-A, Hammond, LA 70403
9852302366
Wes Hayden Motto Mortgage Financial Group
1402 S Magnolia St Suite D, Hammond, LA 70403
5045770099
Bridgett Gauthreaux - CMG Home Loans
1200 Derek Dr Suite 119, Hammond, LA 70403
9852222186
The Mortgage Lending Group, Inc.
1109 C M Fagan Dr, Hammond, LA 70403
9853405868
Jessica Baham - Loan Originator at CMG Home Loans
1200 Derek Dr, Hammond, LA 70403
9856076250
What Does a FHA Loan Specialist in Hammond Cost?
Typical costs for an FHA loan specialist in Louisiana include an origination fee of 1 to 2 percent of the loan amount, plus an upfront mortgage insurance premium of 1.75 percent. Closing costs in Hammond usually range from 3,000 to 6,000 dollars for a standard home purchase. These fees vary based on loan size and lender policies. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Hammond?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. If your score is between 500 and 579, you may still qualify with a 10 percent down payment. A local specialist can review your specific situation.
Are there income limits for FHA loans in Louisiana?
FHA loans do not have strict income limits, but you must show stable employment and a debt-to-income ratio below 43 percent. Louisiana follows standard FHA guidelines, and your specialist will help you gather pay stubs and tax returns.
How long does the FHA loan process take in Hammond?
The typical FHA loan process in Hammond takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs required by the FHA appraisal. Your specialist will keep you updated on timelines.