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Directory of fha loan specialists in Lake Charles, Louisiana. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Lake Charles, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Louisiana before hiring.
Showing 20 fha loan specialists in Lake Charles, LA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Pemberton Mortgage Group - Powered by Choice Mortgage Group
1918 Southwood Dr, Lake Charles, LA 70605
3375134618
The Cody Heard Mortgage Team at Premier Nationwide Lending
4216 Lake St, Lake Charles, LA 70605
3373040400
Security Finance
3239 Kirkman St Suite A, Lake Charles, LA 70601
3374776683
Bayou Mortgage | Lake Charles
113 Williamsburg St, Lake Charles, LA 70605
3374762623
Premier Nationwide Lending
4216 Lake St, Lake Charles, LA 70605
3374783260
The Brianna Floyd Mortgage Team | NMLS# 1763307
4316 Lake St, Lake Charles, LA 70605
3372523150
GMFS Mortgage - Lake Charles
3830 Nelson Rd Suite 300 Suite 300, Lake Charles, LA 70605
3372462414
Louisiana Mortgage Associates
2915 Ryan St, Lake Charles, LA 70601
3373104663
DSLD Mortgage
206 W 11th St, Lake Charles, LA 70601
3374436419
Ashley Neely at GMFS Mortgage - NMLS #797390
3830 Nelson Rd, Lake Charles, LA 70605
3377647897
Alana Mears, Mortgage Loan Officer - First Horizon Bank
4440 Nelson Rd, Lake Charles, LA 70605
3373127663
USA Mortgage
900 Ryan St #403, Lake Charles, LA 70601
3375264538
Deep South Financial Services Inc.
112 W Prien Lake Rd, Lake Charles, LA 70601
3374801122
John Anderson - Premier Nationwide Lending
4216 Lake St, Lake Charles, LA 70605
3372444344
Family First Mortgage
630 W Prien Lake Rd #126, Lake Charles, LA 70601
3372218828
AFI Mortgage Company
313 Alamo St suite a, Lake Charles, LA 70601
3374945626
NOLA Lending Group - Derek Wyble NMLS#:2123641
5400 Nelson Rd Suite 200, Lake Charles, LA 70605
3374190606
Foley Lending
313 Alamo St suite a, Lake Charles, LA 70601
3375643786
Jessica McBride CMA
1400 Market St #1b, Lake Charles, LA 70601
3375263913
Revolution Mortgage
1400 Market St #1b, Lake Charles, LA 70601
3374505550
FHA loan specialists in Lake Charles Louisiana help homebuyers and homeowners navigate FHA-insured mortgages. These loans are backed by the Federal Housing Administration and often require lower down payments. Louisiana law allows FHA loans for properties in designated flood zones, which is relevant for many Lake Charles homes.
What Does a FHA Loan Specialist in Lake Charles Cost?
Typical costs for FHA loan specialist services in Louisiana include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Appraisal fees in Lake Charles usually cost between $400 and $700. Closing costs vary by lender and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Lake Charles do?
An FHA loan specialist guides you through the FHA loan process from application to closing. They help determine eligibility based on credit score debt-to-income ratio and property requirements. Specialists also explain Louisiana-specific rules like flood insurance requirements for FHA loans.
What are the FHA loan limits for Lake Charles Louisiana?
FHA loan limits for Lake Charles in Calcasieu Parish are set annually by HUD. For 2024 the single-family home limit is typically around $498,257 for low-cost areas. These limits apply to all FHA loans in the parish and change each year.
Do I need a special license to be an FHA loan specialist in Louisiana?
Yes FHA loan specialists in Louisiana must hold a valid mortgage loan originator license from the Louisiana Office of Financial Institutions. They also need to pass a criminal background check and complete pre-licensing education. Continuing education is required every year.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Louisiana.