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Compare FHA Loan Specialists in Laplace, LA

Directory of fha loan specialists in Laplace, Louisiana. Verify credentials with the state state mortgage licensing authority before hiring.

2 agents listed
Updated June 2026
Laplace, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Louisiana before hiring.
Showing 2 fha loan specialists in Laplace, LA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Vessel Mortgage
95 Holly Dr, Laplace, LA 70068
(504) 473-7313 vesselmortgage.com
Power Mortgage, Inc.
568 Belle Terre Blvd Ste. A, Laplace, LA 70068
(985) 653-7900 power-mortgage.com

An FHA loan specialist in Laplace Louisiana can guide you through the process of obtaining a Federal Housing Administration insured mortgage. These loans are popular in the New Orleans metro area and require a lower down payment than conventional loans. Louisiana law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).

What Does a FHA Loan Specialist in Laplace Cost?

Typical costs for an FHA loan specialist in Louisiana include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs in Laplace generally range from 2 to 5 percent of the purchase price. Your loan officer may charge an origination fee of up to 1 percent. These costs vary based on your specific loan amount and credit profile. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the down payment requirements for an FHA loan in Laplace?
FHA loans typically require a minimum down payment of 3.5 percent of the purchase price. This amount can come from a gift or a grant program, which is common in Louisiana. Your credit score must be at least 580 to qualify for this low down payment option.
Are there any Louisiana specific rules for FHA loans?
Yes. Louisiana law requires that all FHA loan originators be licensed and registered with the Louisiana Office of Financial Institutions. Additionally, FHA loans in Louisiana must comply with state foreclosure laws, which include a 60 day pre foreclosure notice period.
How do I find a licensed FHA loan specialist in Laplace?
You can search the NMLS Consumer Access website to verify a loan originators license status. Local banks and mortgage companies in Laplace often have specialists who focus on FHA loans. Ask for a Loan Estimate to compare costs and terms.

FHA Loan Specialists in Other Louisiana Cities

Alexandria · Baker · Baton Rouge · Bossier City · Covington · Denham Springs · Eunice · Gretna · Hammond · Harvey · Haughton · Houma · Kenner · Lafayette · Lake Charles

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Louisiana.

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