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Looking for a fha loan specialist in Opelousas? Review the directory below to compare your options.
16 agents listed
Updated May 2026
Opelousas, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Louisiana before hiring.
Showing 16 fha loan specialists in Opelousas, LA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Check Into Cash
1723 Creswell Ln Ste A-5, Opelousas, LA 70570
3379423701
Cash Cow
808 Creswell Ln, Opelousas, LA 70570
3379422814
Louisiana 1st Credit of Opelousas
213 E Landry St, Opelousas, LA 70570
3379489090
1st Franklin Financial
1511 Commerce Blvd Suite 9, Opelousas, LA 70570
3379425200
Security Finance
634 Creswell Ln Suite 2, Opelousas, LA 70570
3379484771
Pelican Credit Union
2508 S Union St, Opelousas, LA 70570
3379483280
Security Finance
5577 Interstate 49 South Service Rd, Opelousas, LA 70570
3379484744
Tower Loan
131 S Main St, Opelousas, LA 70570
3373237876
Heights Finance
5825 Interstate 49 South Service Rd, Opelousas, LA 70570
3379429847
OneMain Financial
1511 Commerce Blvd Ste 2, Opelousas, LA 70570
3379425609
Cajun Credit of Opelousas
127 E Landry St, Opelousas, LA 70570
3379487052
Deep South Financial Services Inc
908 Creswell Ln, Opelousas, LA 70570
3379423337
American Financial Network-Southern Elite Team
1616 Kerr St A, Opelousas, LA 70570
3379425180
Opelousas Loan
St Landry Shopping Plaza, 5587 Interstate 49 South Service Rd, Opelousas, LA 70570
3374079695
Southwest Loan Company
128 N Court St, Opelousas, LA 70570
3379487047
Southland Finance Co
1234 Edith St, Opelousas, LA 70570
3379429422
FHA loan specialists in Opelousas help home buyers and homeowners navigate FHA insured mortgages. These loans are popular in Louisiana due to lower down payment requirements and flexible credit rules. Specialists can guide you through Louisiana specific property standards and closing procedures.
What Does a FHA Loan Specialist in Opelousas Cost?
Typical costs for an FHA loan specialist in Louisiana include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs generally range from 3 to 5 percent of the purchase price. These costs vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Opelousas?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have its own requirements above the FHA minimum.
Are there income limits for FHA loans in Louisiana?
FHA loans do not have strict income limits, but you must show stable employment and enough income to cover the mortgage payment. Louisiana lenders will review your debt to income ratio, which typically cannot exceed 43 percent.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Louisiana.