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Looking for a fha loan specialist in Ponchatoula? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Ponchatoula, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Louisiana before hiring.
Showing 5 fha loan specialists in Ponchatoula, LA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CTH Mortgage
18300 S I-12 Service Rd suite 100, Ponchatoula, LA 70454
9852771268
Century Financial Services and Notary of Ponchatoula, LLC
201 W Pine St, Ponchatoula, LA 70454
9853868777
Advantage Financial Services - Ponchatoula
175 W Hickory St, Ponchatoula, LA 70454
9853863543
First Guaranty Bank
500 W Pine St, Ponchatoula, LA 70454
8883753093
Gateway Financial Services, LLC
1114 NE US Hwy 51, Ponchatoula, LA 70454
9853863049
FHA loan specialists in Ponchatoula assist homebuyers with government-backed mortgages insured by the Federal Housing Administration. These loans are popular in Louisiana due to lower down payment requirements and flexible credit guidelines. Specialists help borrowers navigate Louisiana specific property insurance rules and local appraisal standards.
What Does a FHA Loan Specialist in Ponchatoula Cost?
Typical costs for FHA loan specialist services in Louisiana include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Ponchatoula generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Ponchatoula do?
An FHA loan specialist guides you through the FHA loan process including pre approval documentation and closing. They help ensure your property meets FHA minimum property requirements which are common in Louisiana. They also advise on Louisiana specific flood insurance requirements.
What are the FHA loan limits for Ponchatoula Louisiana?
FHA loan limits for Tangipahoa Parish where Ponchatoula is located are set annually by HUD. For 2024 the single family home limit is $498,257. Higher limits apply for multi unit properties.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Louisiana.