FHA Loan Specialists in Thibodaux, LA
Directory of fha loan specialists in Thibodaux, Louisiana. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Louisiana before hiring.
Showing 18 fha loan specialists in Thibodaux, LA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Thibodaux Cost?
Typical costs for an FHA loan specialist in Louisiana include origination fees of 1 to 2 percent of the loan amount. The upfront mortgage insurance premium is 1.75 percent of the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Costs vary by lender and borrower credit profile. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Thibodaux Louisiana?
Borrowers need a minimum credit score of 580 for a 3.5 percent down payment. Scores between 500 and 579 require a 10 percent down payment. The property must meet FHA safety standards and be in Lafourche Parish.
How do I find a licensed FHA loan specialist in Thibodaux?
You can search the Nationwide Mortgage Licensing System database for licensed originators in Louisiana. Local banks and credit unions in Thibodaux also offer FHA loans. Verify the specialist holds a valid Louisiana mortgage lender license.
What closing costs can I expect for an FHA loan in Louisiana?
Closing costs typically range from 3 to 5 percent of the loan amount. These include the upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums also apply.