Compare FHA Loan Specialists in Youngsville, LA
Browse fha loan specialists serving Youngsville, Louisiana. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Louisiana before hiring.
Showing 4 fha loan specialists in Youngsville, LA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Youngsville Cost?
Typical costs for an FHA loan specialist in Louisiana include an origination fee of 1% of the loan amount, an upfront mortgage insurance premium (UFMIP) of 1.75% of the base loan amount, and an annual mortgage insurance premium (MIP) of 0.55% to 0.85%. Appraisal fees range from $500 to $700, and credit report fees are about $30 to $50. These costs vary by lender and borrower qualifications. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Youngsville, Louisiana in 2025?
For 2025, the FHA loan limit for a single-family home in Lafayette Parish, which includes Youngsville, is $498,257. This amount is set by the U.S. Department of Housing and Urban Development (HUD) and may change annually.
Do I need a special license to be an FHA loan specialist in Louisiana?
Yes, all mortgage loan originators in Louisiana must hold a valid license through the NMLS. They must also complete pre-licensing education and pass a background check as required by the Louisiana Office of Financial Institutions.
How long does it take to close an FHA loan in Youngsville?
A typical FHA loan closing in Louisiana takes 30 to 45 days from the date of application. Delays can occur if the property needs repairs required by an FHA appraisal.