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FHA Loan Specialists in Auburn Hills, MI

Compare fha loan specialists in Auburn Hills. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Auburn Hills, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 3 fha loan specialists in Auburn Hills, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Range Lending, LLC
61 S Squirrel Rd, Auburn Hills, MI 48326
6168903087
Lynn Marie Oates - Mortgage Loan Officer
2901 Auburn Rd Suite 200, Auburn Hills, MI 48326
2488751029
Splendor Home Loans
2824 Davison Ave, Auburn Hills, MI 48326
2488023897

An FHA loan specialist in Auburn Hills, Michigan can guide you through the process of obtaining a government-backed mortgage. Michigan law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. These specialists help borrowers with lower credit scores or smaller down payments qualify for home financing in Oakland County.

What Does a FHA Loan Specialist in Auburn Hills Cost?

Typical costs for FHA loan services in Michigan include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85% depending on loan terms. Origination fees from lenders usually range from 0.5% to 1.0% of the loan amount. Appraisal fees in Oakland County average $500 to $700. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Auburn Hills do?
An FHA loan specialist helps you prepare and submit a loan application for a Federal Housing Administration insured mortgage. They review your credit history, income, and debt levels to ensure you meet FHA guidelines. In Michigan, they also help you understand state-specific property appraisal requirements.
What are the FHA loan limits for Auburn Hills Michigan?
For 2024, the FHA loan limit for a single-family home in Oakland County including Auburn Hills is $498,257. This limit is set by the Department of Housing and Urban Development and applies to standard FHA loans. Higher limits may apply for duplexes or larger properties.
Do I need a special license to work with an FHA loan specialist in Michigan?
Yes, all mortgage loan originators in Michigan must hold a valid license through the Nationwide Multistate Licensing System. You can verify a specialist license status on the NMLS Consumer Access website. This ensures the specialist meets Michigan training and background check requirements.