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Find FHA Loan Specialists Near You in Minnetonka, MN

Looking for a fha loan specialist in Minnetonka? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Minnetonka, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 20 fha loan specialists in Minnetonka, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Edge Home Finance, LLC NMLS 891464
5860 Baker Rd, Minnetonka, MN 55345
7632198484
Crosscountry Mortgage - The Lisa Wells Team
10900 Wayzata Blvd UNIT 120, Minnetonka, MN 55305
6124247252
Brian & Maxwell Parkinson - Alerus Mortgage
10900 Minnetonka Blvd Suite 900, Minnetonka, MN 55305
6122825863
Edge Home Finance- Steve Leesley, Mortgage Broker
5860 Baker Rd, Minnetonka, MN 55345
6124143609
Andy Treno, Loan Goalie - Mortgage Broker
5860 Baker Rd, Minnetonka, MN 55345
9526886066
Synergy One Lending
11812 Wayzata Blvd #220, Minnetonka, MN 55305
6125977800
Edge Home Finance Corp - Brian Emerson
5860 Baker Rd, Minnetonka, MN 55345
6122035478
Grace Williams - Edge Home Finance
5868 Baker Rd, Minnetonka, MN 55345
6128141192
Nathan Ta- The Loan Ranger: Mortgage Broker at Edgehome Finance
5868 Baker Rd, Minnetonka, MN 55345
9523936551
Edge Home Finance - David Bashel
5860 Baker Rd, Minnetonka, MN 55345
6126441774
Edge Home Finance : Thomas Johannsen
5860 Baker Rd, Minnetonka, MN 55345
6085751226
Josh Little - Edge Home Finance
5868 Baker Rd, Minnetonka, MN 55345
5072107227
Jose Jarquin, Mortgage Loan Originator, Prestamista Hipotecario, NMLS #2118014
5868 Baker Rd, Minnetonka, MN 55345
6124019116
Executive Mortgage Brokers, LLC
12800 Whitewater Dr #100, Minnetonka, MN 55343
6122967400
Heidi Pavelka - Executive Mortgage Brokers, LLC.
12800 Whitewater Dr #100A, Minnetonka, MN 55343
6125018883
Drew Peterson Next Level Lending MN
5868 Baker Rd, Minnetonka, MN 55345
6129871946
Mike Wright NMLS #308232 Mortgages Done Wright powered by Edge Home Finance
5868 Baker Rd, Minnetonka, MN 55345
6124906444
Justin Sieloff - Edge Home Finance
5868 Baker Rd, Minnetonka, MN 55345
9524562322
Michael Perreault, Mortgage Broker (NMLS #1751544) - Edge Home Finance
5860 Baker Rd, Minnetonka, MN 55345
7634429675
Sid Larson, Mortgage Broker, NMLS #1548872
5868 Baker Rd, Minnetonka, MN 55345
6519556367

An FHA loan specialist in Minnetonka helps homebuyers navigate Federal Housing Administration loans which require lower down payments and credit scores. In Minnesota FHA loan limits for 2024 range from $498,257 for a single-family home in Hennepin County to higher amounts for multi-unit properties. These specialists guide borrowers through the Minnesota Housing Finance Agency programs that may pair with FHA loans for additional assistance.

What Does a FHA Loan Specialist in Minnetonka Cost?

Typical costs for an FHA loan specialist in Minnesota include an origination fee of 1% to 1.5% of the loan amount and an upfront mortgage insurance premium of 1.75% of the loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan terms. Some specialists charge flat fees between $500 and $1,500 for processing. Costs vary by lender and loan complexity. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in Minnetonka?
An FHA loan specialist helps you understand FHA loan requirements complete your application and gather necessary documents. They also explain Minnesota specific rules such as the state required home inspection disclosures and property condition standards.
What are the FHA loan limits for Minnetonka Minnesota?
For 2024 the FHA loan limit for a single-family home in Hennepin County is $498,257. Limits increase for duplexes triplexes and fourplexes. These limits are set by the U.S. Department of Housing and Urban Development and apply to Minnetonka.
Do I need a special license to be an FHA loan specialist in Minnesota?
Yes FHA loan specialists must hold a Minnesota residential mortgage originator license through the Nationwide Multistate Licensing System. They must also complete annual continuing education on Minnesota lending laws and federal FHA guidelines.