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Find FHA Loan Specialists Near You in Owatonna, MN

Browse fha loan specialists serving Owatonna, Minnesota. Contact information and addresses listed below.

3 agents listed
Updated June 2026
Owatonna, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Minnesota before hiring.
Showing 3 fha loan specialists in Owatonna, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brenda Bednar at CrossCountry Mortgage
214 S Oak Ave, Owatonna, MN 55060
(507) 455-1858 brendabednar.com
Eric Miller-U.S. Bank Mortgage
132 W Broadway St, Owatonna, MN 55060
(507) 444-2202 mortgage.usbank.com
CrossCountry Mortgage, LLC
214 S Oak Ave, Owatonna, MN 55060
(507) 455-1858 crosscountrymortgage.com

An FHA loan specialist in Owatonna can help you navigate the Federal Housing Administration loan process. These loans are popular in Minnesota due to lower down payment requirements and flexible credit guidelines. Local specialists understand Steele County housing market conditions and Minnesota specific mortgage regulations.

What Does a FHA Loan Specialist in Owatonna Cost?

Typical costs for an FHA loan specialist in Minnesota include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. These costs vary by lender and borrower credit profile. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Owatonna Minnesota in 2025?
For 2025 the FHA loan limit for a single family home in Steele County is $498,257. This limit applies to most standard FHA loans in the Owatonna area.
What is the minimum down payment for an FHA loan in Minnesota?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment.

FHA Loan Specialists in Other Minnesota Cities

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About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Minnesota.

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