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Find FHA Loan Specialists Near You in Rochester, MN
Looking for a fha loan specialist in Rochester? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Rochester, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 19 fha loan specialists in Rochester, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeSource Funding (Rochester, MN)
2876 Superior Dr NW #102, Rochester, MN 55901
5073280500
PrimeLending, A PlainsCapital Company - Rochester
2514 Superior Dr NW Suite B, Rochester, MN 55901
5072898800
Results Home Mortgage
4123 26th St NW, Rochester, MN 55901
5072540761
The Heichel Team powered by Fairway Home Mortgage
3273 19th St NW #3, Rochester, MN 55901
5074604500
Bell Bank Mortgage, Heather Fuelberth
2689 Commerce Dr NW, Rochester, MN 55901
5073582670
Bell Bank Mortgage, Stacy Jahraus
2689 Commerce Dr NW, Rochester, MN 55901
5072183770
Bell Bank Mortgage, Jason Griggs
2689 Commerce Dr NW, Rochester, MN 55901
5073225301
Bell Bank Mortgage, Mike Danielson
2689 Commerce Dr NW, Rochester, MN 55901
5073225056
loanDepot
2765 Commerce Dr NW Suite 100, Rochester, MN 55901
6513587955
Wayd Wangen at Rate (NMLS #370509)
2768 Superior Dr NW # C, Rochester, MN 55901
5075137119
Zach Snell at Rate (NMLS #1544486)
2768 Superior Dr NW # C, Rochester, MN 55901
5072723244
Edge Home Finance-Eric Habberstad
1836 3rd Ave SE, Rochester, MN 55904
5074388913
Steve Ruffalo at Rate (NMLS #533105)
2768 Superior Dr NW # C, Rochester, MN 55901
5077800009
U.S. Bank-Mortgage Loan Officer-Heather Burns-Myhre
area served, US Bank, Rochester, MN 55902
5072857883
Wintrust Mortgage
3552 West River Pkwy NW, Rochester, MN 55901
5072525626
PrimeLending, A PlainsCapital Company: Doug Gillard
2514 Superior Dr NW Suite B, Rochester, MN 55901
5073987179
Ryan Manley - Sonder Mortgage Group
905 N Broadway Ave, Rochester, MN 55901
5073988384
Shayn Carlson at Rate (NMLS #2806081)
2768 Superior Dr NW # C, Rochester, MN 55901
5075137320
US Bank Mortgage
2665 Commerce Dr NW, Rochester, MN 55901
8008722657
An FHA loan specialist in Rochester Minnesota can help you navigate the Federal Housing Administration loan process. These loans are popular in the Rochester area due to lower down payment requirements and flexible credit guidelines. Minnesota law requires all mortgage originators to be licensed through the Minnesota Department of Commerce which ensures professional standards are met.
What Does a FHA Loan Specialist in Rochester Cost?
Typical costs for an FHA loan in Rochester Minnesota include the upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs generally range from 2 to 5 percent of the loan amount and may include appraisal fees around $500 to $700 and title insurance. Lender origination fees vary but often run 0.5 to 1 percent of the loan. Note that this is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Rochester Minnesota?
For 2024 the FHA loan limit for a single family home in Olmsted County is $498,257. This limit applies to most areas in Rochester and may be higher for duplexes or larger properties. Check with a local specialist for the most current figures.
What is the minimum down payment for an FHA loan in Minnesota?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. If your score is between 500 and 579 you may qualify with a 10 percent down payment. These rules apply statewide including Rochester.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.