Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 11 fha loan specialists in St Paul, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atwood Mortgage
420 Summit Ave suite 316, St Paul, MN 55102
6513842100
Prosperity Home Mortgage: Chris Wright NMLS #653835
700 Grand Ave, St Paul, MN 55105
6512253965
Jeff Anderson - Supreme Lending
322 County Rd D E Suite 100, St Paul, MN 55117
2143405225
Tim Peterson - Granite Bank
2100 Ford Pkwy # 201, St Paul, MN 55116
6128053684
Cambria Mortgage, Joe Metzler Team
1549 Livingston Ave #105, St Paul, MN 55118
6515523681
Bell Bank Mortgage - Hill Nelson Team
971 Sibley Memorial Hwy Suite 201, St Paul, MN 55118
6517835245
Bell Bank Mortgage, Mike Hill
971 Sibley Memorial Hwy Suite 201, St Paul, MN 55118
6517835244
Graham Kaun - M&M Mortgage - NMLS ID 1505476
1700 Highway 36 W #300, St Paul, MN 55113
6513367623
Michael Cardenas Supreme Lending
322 County Rd D E, St Paul, MN 55117
6122472006
NorthLend Financial LLC
2550 University Ave W Suite 210N, St Paul, MN 55114
6517475900
Planet Home Lending, LLC - Saint Paul
90 S Dale St Office #2, St Paul, MN 55102
6513232888
What Does a FHA Loan Specialist in St Paul Cost?
Typical costs for an FHA loan specialist in St Paul include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Lender origination fees range from 0.5 percent to 1.0 percent of the loan. Appraisal fees in Minnesota average $500 to $700. Closing costs generally total 2 to 5 percent of the home price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in St Paul do?
An FHA loan specialist guides borrowers through the FHA loan process from pre approval to closing. They help determine eligibility based on credit score debt ratios and property requirements. In Minnesota the specialist must verify that the property meets FHA minimum property standards and local building codes.
What are the FHA loan limits for St Paul Minnesota?
FHA loan limits for St Paul in 2025 are set by the Department of Housing and Urban Development. For a single family home the limit is typically around $498,257 for Ramsey County. These limits can change annually based on local median home prices.