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Browse fha loan specialists serving Winona, Minnesota. Contact information and addresses listed below.
17 agents listed
Updated May 2026
Winona, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 17 fha loan specialists in Winona, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Loos Team - Real Broker, LLC Real Estate Agent in Winona, Minnesota | BEST REALTOR
122 W 2nd St Suite #12, Winona, MN 55987
5074506964
Bell Bank Mortgage, Heather Larsen
902 E 2nd St Suite 211, Winona, MN 55987
5074596416
Merchants Bank
102 E 3rd St, Winona, MN 55987
5074571100
Farm Bureau Financial Services: Steve Jansen
163 W 2nd St, Winona, MN 55987
5076155166
Financial Services of Winona
16o Lafayette St, Winona, MN 55987
5074542355
WNB Financial
204 Main St, Winona, MN 55987
5074548800
Edina Realty - Winona Real Estate Agency
825 E Lake Blvd, Winona, MN 55987
5074521995
WNB Financial
1491 W Broadway St, Winona, MN 55987
5074548800
WNB Financial
840 Mankato Ave Suite B, Winona, MN 55987
5074548800
Old National Bank
225 Lafayette St, Winona, MN 55987
5074525202
Edward Jones - Financial Advisor: John M Hardy
102 Walnut St #101, Winona, MN 55987
5074545068
Thrivent Financial
502 E Broadway St, Winona, MN 55987
5074740844
Wells Fargo Home Mortgage - Bridget Schoonover
125 Main St, Winona, MN 55987
5072505447
Patrick Smock Loan Officer
840 Mankato Ave Suite B, Winona, MN 55987
5074943026
Slaggie Capital Group
655 Franklin St, Winona, MN 55987
5074743005
Wells Fargo Home Mortgage - Amie Kruger
875 34th Ave, Winona, MN 55987
5072055894
Latonia Schmitt, Mortgage Loan Officer
1491 W Broadway St, Winona, MN 55987
5074949308
An FHA loan specialist in Winona, Minnesota helps homebuyers navigate the Federal Housing Administration loan process. These loans are popular in Winona due to lower down payment requirements and flexible credit guidelines. Minnesota law requires all mortgage loan originators to be licensed through the Minnesota Department of Commerce.
What Does a FHA Loan Specialist in Winona Cost?
Typical costs for FHA loan specialist services in Minnesota include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 percent to 0.85 percent. Lender origination fees range from 0.5 percent to 1.0 percent of the loan amount. Closing costs in Winona average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Winona do?
An FHA loan specialist guides you through the FHA loan application and approval process. They help you understand FHA requirements, gather necessary documents, and connect you with FHA-approved lenders in the Winona area.
What are the FHA loan limits for Winona Minnesota?
For 2025, the FHA loan limit for a single-family home in Winona County is $498,257. This limit applies to standard FHA loans and may be higher for multi-unit properties.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.