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Browse fha loan specialists serving Pascagoula, Mississippi. Contact information and addresses listed below.
13 agents listed
Updated May 2026
Pascagoula, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 13 fha loan specialists in Pascagoula, MS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
2516 A Denny Ave, Pascagoula, MS 39567
2286962591
Tower Loan
1608 Denny Ave, Pascagoula, MS 39567
2287626375
Loanmax Title Loans
3225 Denny Ave, Pascagoula, MS 39581
2282021190
Mississippi Title Loans, Inc.
2404 Denny Ave, Pascagoula, MS 39567
2287699733
LendNation
3307 Market St, Pascagoula, MS 39567
2287699087
Delmar Mortgage Pascagoula
1403 Jackson Ave B, Pascagoula, MS 39567
2282151268
Keesler Federal Credit Union Pascagoula Branch
1509 Telephone Rd, Pascagoula, MS 39567
8885337537
OneMain Financial
4001 Denny Ave #3, Pascagoula, MS 39581
2287629452
Heights Finance
3221 Market St Suite 2, Pascagoula, MS 39567
2287627000
First Federal Savings & Loan
903 Jackson Ave, Pascagoula, MS 39567
2287624034
Cadence Bank
3210 Market St, Pascagoula, MS 39567
2282021020
Edward Jones - Financial Advisor: Mike Odom
1218 Jackson Ave, Pascagoula, MS 39567
2287129955
Pascagoula Finance
2224 Denny Ave, Pascagoula, MS 39567
2287624344
An FHA loan specialist in Pascagoula Mississippi helps borrowers navigate government-backed mortgages insured by the Federal Housing Administration. These loans are popular in coastal areas like Pascagoula because they require lower down payments and have flexible credit guidelines. Mississippi law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS), so local specialists must meet state education and background check requirements.
What Does a FHA Loan Specialist in Pascagoula Cost?
FHA loan costs in Mississippi include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums (MIP) range from 0.45 to 1.05 percent depending on loan term and down payment. Lender origination fees typically range from 0.5 to 1.5 percent of the loan amount. Third-party costs such as appraisal fees in Pascagoula usually run 400 to 600 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Pascagoula?
The standard minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but need a 10 percent down payment. Each lender in Mississippi may set its own overlays above these minimums.
Are there specific property requirements for FHA loans in Mississippi?
Yes, FHA loans require the property to meet minimum health and safety standards through an FHA appraisal. In Pascagoula, homes in flood zones must also have flood insurance as required by federal law and Mississippi insurance regulations.
How long does it take to close an FHA loan in Pascagoula?
Typical FHA loan closings in Mississippi take 30 to 45 days from application to closing. Delays can occur if the property requires repairs or if appraisal issues arise. Local specialists can provide a timeline estimate based on your specific situation.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Mississippi.