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Compare fha loan specialists in Petal. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Petal, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 5 fha loan specialists in Petal, MS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PANTHER CREDIT, LLC
134 S Main St, Petal, MS 39465
6013368130
Burch Financial Of Petal
1233 MS-42 suite 100, Petal, MS 39465
6016995200
Cadence Bank
27 Byrd Dr, Petal, MS 39465
6015544040
Noah Lambert, Mortgage Loan Originator - Hancock Whitney Bank
535 E Central Ave, Petal, MS 39465
6015848192
Kellie Jo Newsom
100 Eastbrook Dr #190, Petal, MS 39465
6012979027
FHA loan specialists in Petal, Mississippi help homebuyers navigate FHA mortgage programs. These loans are popular in the Pine Belt region due to lower down payment requirements. Mississippi law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Petal Cost?
Typical costs for an FHA loan specialist in Mississippi include an origination fee of 1 to 1.5 percent of the loan amount. Upfront mortgage insurance premium (UFMIP) is 1.75 percent of the loan, and annual MIP ranges from 0.45 to 1.05 percent. Closing costs in Petal generally range from 3000 to 6000 dollars depending on the loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Petal do?
An FHA loan specialist guides you through the FHA loan process, from pre approval to closing. They help you understand credit score requirements, debt to income ratios, and property eligibility. In Mississippi, FHA loans require a minimum 3.5 percent down payment for borrowers with credit scores of 580 or higher.
Are there Mississippi specific rules for FHA loans?
Yes, Mississippi follows standard FHA guidelines but also has state specific property requirements. For example, all FHA financed homes in Mississippi must meet minimum property standards set by HUD. Additionally, Mississippi law requires a licensed appraiser to complete the FHA appraisal.
How do I choose an FHA loan specialist in Petal?
Look for a specialist who is licensed in Mississippi and has experience with FHA loans. You can verify their license through the NMLS consumer access website. Ask about their knowledge of local housing markets in Forrest County and nearby areas.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Mississippi.