Find FHA Loan Specialists Near You in Tupelo, MS
Browse fha loan specialists serving Tupelo, Mississippi. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Mississippi before hiring.
Showing 18 fha loan specialists in Tupelo, MS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Tupelo Cost?
Typical costs for an FHA loan specialist in Mississippi include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Tupelo generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Tupelo Mississippi?
For 2025 the FHA loan limit for a single family home in Lee County Mississippi is $498,257. This limit applies to Tupelo and surrounding areas. Higher limits may apply for multi unit properties.
Do I need a special license to be an FHA loan specialist in Mississippi?
Yes FHA loan specialists in Mississippi must hold a valid Mortgage Loan Originator license through the Nationwide Multistate Licensing System. They must also comply with Mississippi Code Section 81-18-1 which regulates mortgage lenders.
What is the minimum down payment for an FHA loan in Mississippi?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price. This applies in Tupelo and all of Mississippi. Borrowers must also have a credit score of at least 580 to qualify.