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FHA Loan Specialists in Tupelo, MS

Directory of fha loan specialists in Tupelo, Mississippi. Verify credentials with the state mortgage licensing authority before hiring.

18 agents listed
Updated May 2026
Tupelo, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 18 fha loan specialists in Tupelo, MS Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Gum Tree Mortgage
218 S Thomas St # 105, Tupelo, MS 38801
6628444833
Mortgage Solutions Financial Tupelo
431 W Main St #404, Tupelo, MS 38804
6624862779
Umberto Matteo Motto Mortgage Link
218 N Gloster St, Tupelo, MS 38804
6624199972
Brandy Schulz NMLS 402002 - First Community Mortgage
110 S Broadway St, Tupelo, MS 38804
6622134478
Bryan Miller - Renasant
347 E Main St Suite B, Tupelo, MS 38801
6623228022
Impact Mortgage SouthEast LLC
431 W Main St Suite 320, Tupelo, MS 38804
9018265068
Bank of England Mortgage Tupelo
1014 N Gloster St, Tupelo, MS 38804
6015408372
CrossCountry Mortgage, LLC
431 W Main St Suite 320, Tupelo, MS 38804
6622687507
PrimeLending - Brandy Schulz
110 S Broadway St, Tupelo, MS 38804
6622053825
Brandy Schulz - First Community Mortgage - NMLS ID 402002
110 S Broadway St Ste D, Tupelo, MS 38804
6622134478
Telisha Shelton at Geneva Finacial, LLC
2304 Parkway Dr, Tupelo, MS 38804
6626108098
Cadence Mortgage
2778 W Jackson St Bldg C - 2nd Floor, Tupelo, MS 38801
8887977711
Andi White - Renasant Mortgage
204 S Broadway St, Tupelo, MS 38804
6626801046
Motto Mortgage Link
218 N Gloster St, Tupelo, MS 38804
6623500277
BankPlus Mortgage Center: Summer Smith
205 E Troy St, Tupelo, MS 38804
6624072593
Impact Mortgage Group, LLC
431 E Main St Suite 320, Tupelo, MS 38804
9018265068
Jody L Walls - Regions Mortgage Loan Officer
331 W Main St, Tupelo, MS 38804
6622139374
American Home Free Mortgage, LLC
813 Varsity Dr #8, Tupelo, MS 38801
6628425525

What Does a FHA Loan Specialist in Tupelo Cost?

Typical costs for an FHA loan specialist in Mississippi include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Tupelo generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Tupelo Mississippi?
For 2025 the FHA loan limit for a single family home in Lee County Mississippi is $498,257. This limit applies to Tupelo and surrounding areas. Higher limits may apply for multi unit properties.
Do I need a special license to be an FHA loan specialist in Mississippi?
Yes FHA loan specialists in Mississippi must hold a valid Mortgage Loan Originator license through the Nationwide Multistate Licensing System. They must also comply with Mississippi Code Section 81-18-1 which regulates mortgage lenders.
What is the minimum down payment for an FHA loan in Mississippi?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price. This applies in Tupelo and all of Mississippi. Borrowers must also have a credit score of at least 580 to qualify.